2164 Oak Tree Dr E, Dayton, OH 45440 Property Records

Montgomery County property record for 2164 Oak Tree Dr E, Dayton, OH 45440 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,965 sqft · built 1965
Lot Size	0.292 acres (12,728 sqft)
Owner	Individual Name on File
Last Sale	$289,900 (Sep 2022)
Tax Bill	$5,075 (2024)
Deeds & Mortgages	Sep 2022 Second Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N64 02717 0020`

Property Details

APN / Parcel Number

Primary APN	`N64 02717 0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,965 sqft Living Area
1st Floor Area	1,965 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	12,728 sqft (0.292 acres)
Lot Dimensions	148 ft deep x 86 ft wide
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	130 sqft
Deck Area	450 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2164 OAK TREE DR E
City	DAYTON
State	OH
Zip	45440-2557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	126 OAK CREEK 1-5
Legal Subdivision	OAK CREEK 1-5
Legal Lot Number	20
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	2
Census Block	2003
Census Tract	21900

Owner

Source: Montgomery County records · APN N64 02717 0020

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2164 OAK TREE DR E, DAYTON, OH 45440-2557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PREMIER BANK
Sep 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PREMIER BANK
Jan 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Sep 15, 2005
Deed Document Number	2022-00061101
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2164 OAK TREE DR E, DAYTON, OH 45440-2557
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2621 HIBISCUS WAY 310, 310, BEAVERCREEK, OH 45431-2996

Mortgage

Document Number	0000061103
Date	Sep 29, 2022
Instrument	2022-00061103

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 29, 2022
Property Address	2164 OAK TREE DR E, DAYTON, OH 45440-2557
Document Number	0000061101
Map Reference	MB 72 PG 26
Instrument Date	Aug 17, 2022
Instrument	2022-00061101
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	LANDMARK TTL AGCY SOUTH INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2164 OAK TREE DR E, DAYTON, OH 45440-2557

Mortgage

Document Number	0000061102
Date	Sep 29, 2022
Instrument	2022-00061102

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2164 OAK TREE DR E, KETTERING, OH 45440-2557
Document Number	0000002027
Instrument Date	Jan 06, 2020
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2164 OAK TREE DR E KETTERING OH 454402557, KETTERING, OH 45440-2557

Mortgage

Document Number	0000002027
Date	Jan 13, 2020
Instrument	2027

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,730 (-) Land $16,430 Building $63,300
2024	$5,075.00 (+2.73%)
2023	$4,940.00 (+2.66%)	$79,730 (+29.81%) Land $16,430 Building $63,300	$227,800 (+29.83%) Land $46,930 Building $180,870
2022	$4,812.00	$61,420 Land $12,640 Building $48,780
2020			$175,460 Land $36,100 Building $139,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 368 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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