2165 Oak Tree Dr E, Dayton, OH 45440 Property Records

Montgomery County property record for 2165 Oak Tree Dr E, Dayton, OH 45440 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,122 sqft · built 1965
Lot Size	0.311 acres (13,525 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,232 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N64-02717-0010`

Property Details

APN / Parcel Number

Primary APN	`N64-02717-0010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,122 sqft Living Area
Gross Area	2,606 sqft
1st Floor Area	896 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Lot Area	13,525 sqft (0.311 acres)
Lot Dimensions	147 ft deep x 92 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	210 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2165 OAK TREE DR E
City	DAYTON
State	OH
Zip	45440-2556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	106 OAK CREEK 1-5
Legal Subdivision	OAK CREEK
Legal Lot Number	10
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	2
Census Block	2004
Census Tract	21900

Owner

Source: Montgomery County records · APN N64-02717-0010

Assessment roll updated December 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2165 OAK TREE DR E, DAYTON, OH 45440-2556
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Oct 06, 2022	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Oct 06, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 21, 2016
Transfer Doc	0000035664
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2165 OAK TREE DR E, DAYTON, OH 45440-2556
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 PICTORIA DR, CINCINNATI, OH 45246-1615

Mortgage

Document Number	0000042852
Date	Aug 16, 2024
Instrument	2024-00042852

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 10, 2049

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 06, 2022
Property Address	2165 OAK TREE DR E, DAYTON, OH 45440-2556
Document Number	0000062617
Map Reference	MB 72 PG 26
Instrument Date	Sep 12, 2022
Instrument	2022-00062617
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2165 OAK TREE DR E, DAYTON, OH 45440-2556

Mortgage

Document Number	0000062618
Date	Oct 06, 2022
Instrument	2022-00062618

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 06, 2022
Property Address	2165 OAK TREE DR E, DAYTON, OH 45440-2556
Document Number	0000062617
Map Reference	MB 72 PG 26
Instrument Date	Sep 12, 2022
Instrument	2022-00062617
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2165 OAK TREE DR E, DAYTON, OH 45440-2556

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated December 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,232.00	$82,210 (-) Land $16,950 Building $65,260	$234,890 (-) Land $48,440 Building $186,450
2024	$5,232.00 (+2.73%)
2023	$5,093.00 (+19.08%)	$82,210 (+29.83%) Land $16,950 Building $65,260	$234,890 (+29.82%) Land $48,440 Building $186,450
2022	$4,277.00	$63,320 Land $13,040 Building $50,280
2020			$180,930 Land $37,270 Building $143,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 368 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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