2148 Oak Tree Dr E, Dayton, OH 45440 Property Records

Montgomery County property record for 2148 Oak Tree Dr E, Dayton, OH 45440 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1965
Square Footage	2,291 sqft Living Area
Lot Size	12,728 sqft (0.292 acres)
Occupancy	Owner Occupied
Last Sale	$251,500 (2020)
Tax Bill	$5,438.00 (2024)

Owner

Source: Montgomery County records · APN N64 02717 0022

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2148 OAK TREE DR E, DAYTON, OH 45440-2557
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Jul 03, 2013 · Amount on Record
Deed Doc Number	2020-00049349
Record Refreshed	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 24, 2020
Property Address	2148 OAK TREE DR E, DAYTON, OH 45440-2557
Document Number	0000049349
Instrument Date	Jul 08, 2020
Instrument	49349
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	FIRST CENTRAL LAND TITLE AGENCY, FIRST CENTRAL LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$755.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2148 OAK TREE DR E KETTERING OH 454402557, KETTERING, OH 45440-2557

Mortgage

Document Number	49350
Date	Aug 24, 2020
Instrument	49350

Lender

Name	LEVEL ONE BK
Type	Bank
Address	FARMINGTON HILLS, MI 48334

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,460 (-) Land $16,430 Building $69,030
2024	$5,438.00 (+2.74%)
2023	$5,293.00 (+2.66%)	$85,460 (+29.82%) Land $16,430 Building $69,030	$244,160 (+29.83%) Land $46,930 Building $197,230
2022	$5,156.00	$65,830 Land $12,640 Building $53,190
2020			$188,060 Land $36,100 Building $151,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`N64 02717 0022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	2,291 sqft Living Area
1st Floor	1,845 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1965
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Lot Area	12,728 sqft (0.292 acres)
Depth X Width	148 ft x 86 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	440 sqft Garage

Exterior Amenities

Deck Area	240 sqft Deck
Patio Area	240 sqft Patio
Porch	Porch
Porch Area	24 sqft Porch
Utility Building	35 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	2148 OAK TREE DR E
City	DAYTON
State	OH
Zip	45440-2557
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	128 OAK CREEK 1-5
Legal Subdivision	OAK CREEK 1-5
Legal Lot Number	22
Jurisdiction	MONTGOMERY OH
Minor Civil Division	KETTERING
Census Blockgroup	2
Census Block	2003
Census Tract	21900