2185 Deborah Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 2185 Deborah Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,952 sqft · built 2005
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$165,200 (Apr 2005)
Tax Bill	$2,643 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0494-0110`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0494-0110`
Alternative APNs	`00443274` `443274`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,952 sqft Living Area
Gross Area	3,512 sqft
1st Floor Area	1,256 sqft
Upper Floors Area	1,696 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00443274
Street Address	2185 DEBORAH DR
City	SPRING HILL
State	FL
Zip	34609-3828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 494 LOT 11
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 9
Legal Block	494
Legal Lot Number	11
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2046
Census Tract	41106

Owner

Source: Hernando County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2185 DEBORAH DR, SPRING HILL, FL 34609-3828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage BOYD LOAN FUNDING I LLC
May 29, 2019	Quit Claim Deed, Transfer · Conventional Mortgage BOYD LN FNDG I LLC
Jan 30, 2019	Quit Claim Deed, Transfer Quitclaim
Jan 31, 2019	Correction Deed
Oct 24, 2017	Warranty Deed, Transfer · Conventional Mortgage SWAIN & SCHWARTZ PTSHP LLP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2005 · Amount on Record
Deed Sale	Apr 9, 2005 · Amount on Record
Deed Document Number	200528282
Deed Book / Page	2001 / 1527
Last Transfer Date	May 28, 2019
Transfer Doc	0037081063
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2185 DEBORAH DR, SPRING HILL, FL 34609-3828
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 DEBORAH DR, SPRING HILL, FL 34609-3826

Mortgage

Document Number	0042321853
Date	Oct 21, 2022
Book Page	4232/1853
Instrument	2022077129

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2185 DEBORAH DR, SPRING HILL, FL 34609-3828
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2422, LAND O LAKES, FL 34639-2422

Mortgage

Document Number	0039881146
Date	Apr 27, 2021
Book Page	3988/1146
Instrument	2021030431

Lender

Name	BOYD LOAN FUNDING I LLC
Type	Non-Lending Institution
Address	WINTER PARK, FL 32789

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	May 29, 2019
Property Address	2185 DEBORAH DR, SPRING HILL, FL 34609-3828
Document Number	0037081063
Book / Page	003708 / 001063
Instrument Date	May 28, 2019
Instrument	32857
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CAMDEN WOODS PL DALLAS GA 301578732, DALLAS, GA 30157-8732

Mortgage

Document Number	37081064
Date	May 29, 2019
Book Page	003708/001064
Instrument	32858

Lender

Name	BOYD LN FNDG I LLC
Address	WINTER PARK, FL 32789

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 30, 2019
Property Address	2185 DEBORAH DR, SPRING HILL, FL 34609-3828
Document Number	0036651992
Book / Page	003665 / 001992
Instrument Date	Jan 30, 2019
Instrument	6035
Transaction Type	Transfer
Record Updated	Mar 4, 2019

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 DEBORAH DR SPRING HILL FL 346093828, SPRING HILL, FL 34609-3828

January 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 31, 2019
Property Address	2185 DEBORAH DR, SPRING HILL, FL 34609-3828
Document Number	0036660895
Book / Page	003666 / 000895
Instrument Date	Jan 30, 2019
Instrument	6321
Record Updated	Mar 5, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 DEBORAH DR SPRING HILL FL 346093828, SPRING HILL, FL 34609-3828

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 24, 2017
Property Address	2185 DEBORAH DR, SPRING HILL, FL 34609-3828
Document Number	0035190254
Book / Page	003519 / 000254
Instrument Date	Oct 13, 2017
Instrument	60519
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2422 LAND O LAKES FL 346392422, LAND O LAKES, FL 34639-2422

Mortgage

Document Number	35190256
Date	Oct 24, 2017
Book Page	003519/000256
Instrument	60520

Lender

Name	SWAIN & SCHWARTZ PTSHP LLP
Address	3607 W SANTIAGO ST, TAMPA, FL 33629-6929

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,643.00 (+40.36%) Homeowner's exemption Senior Citizen's exemption	$203,543 (+5.99%)	$314,338 (+4.1%) Land $39,900 Building $274,438
2023		$192,046 (+3%) Land $192,046
2022	$1,883.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$186,452	$301,955 Land $27,550 Building $274,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Deborah Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures