2156 Deborah Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 2156 Deborah Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,379 sqft · built 1988
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jul 2022)
Tax Bill	$4,753 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0487-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0487-0060`
Alternative APNs	`00415232` `415232`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,379 sqft Living Area
Gross Area	3,858 sqft
1st Floor Area	1,379 sqft
Upper Floors Area	1,379 sqft
Basement Area	1,379 sqft
Finished Basement	1,379 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	758 sqft
Deck Area	72 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00415232
Street Address	2156 DEBORAH DR
City	SPRING HILL
State	FL
Zip	34609-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 487 LOT 6
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 9
Legal Block	487
Legal Lot Number	6
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2057
Census Tract	41106

Owner

Source: Hernando County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2156 DEBORAH DR, SPRING HILL, FL 34609-3826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jul 27, 2022	Warranty Deed, Transfer · FHA Mortgage HOMETOWN EQUITY MORTGAGE
May 18, 2020	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL ACCPTNC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	May 18, 2020 · Amount on Record
Deed Document Number	202256892
Deed Book / Page	4200 / 1670
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Jun 16, 2026
Property Address	2156 DEBORAH DR, SPRING HILL, FL 34609-3826
Document Number	0000040783
Book / Page	4723 / 927
Instrument Date	May 18, 2026
Instrument	202640783
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2156 DEBORAH DR, SPRING HILL, FL 34609-3826

Mortgage

Document Number	0000040783,
Date	Jun 16, 2026
Book Page	4723/927
Instrument	202640783

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Aug 1, 2052

Interest

Rate	6.3%
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 27, 2022
Property Address	2156 DEBORAH DR, SPRING HILL, FL 34609-3826
Document Number	0042001670
Book / Page	4200 / 1670
Map Reference	MB 8 PG 38-53
Instrument Date	Jul 26, 2022
Instrument	2022056892
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	TITLE TECH NETWORKS LLC

Transaction

Amount	Amount Recorded
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7335 BROOKVIEW CIR, 7335, TAMPA, FL 33634-2925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2156 DEBORAH DR, SPRING HILL, FL 34609-3826

Mortgage

Document Number	0042001671
Date	Jul 27, 2022
Instrument	4200/1671

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Mortgage

Document Number	0042070221
Date	Aug 10, 2022
Book Page	4207/221
Instrument	2022060930

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 18, 2020
Property Address	2156 DEBORAH DR, SPRING HILL, FL 34609-3826
Document Number	0038401700
Book / Page	003840 / 001700
Instrument Date	May 15, 2020
Instrument	29777
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,603.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2156 DEBORAH DR SPRING HILL FL 346093826, SPRING HILL, FL 34609-3826

Mortgage

Document Number	38401702
Date	May 18, 2020
Book Page	003840/001702
Instrument	29778

Lender

Name	RESIDENTIAL ACCPTNC
Address	TAMPA, FL 33607

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,753.00 (+15.11%) Homeowner's exemption	$323,983 (+4.01%) Land $42,000 Building $281,983	$323,983 (+4.01%) Land $42,000 Building $281,983
2023		$311,498 (+55.13%) Land $44,274 Building $267,224
2022	$4,129.00 Homeowner's exemption	$200,803	$311,498 Land $29,000 Building $282,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Tillman Fiber.

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