2201 Deborah Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 2201 Deborah Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,974 sqft · built 1990
Lot Size	0.304 acres (13,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Nov 2023)
Tax Bill	$5,421 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0494-0130`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0494-0130`
Alternative APNs	`00443292` `443292`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,974 sqft Living Area
Gross Area	2,868 sqft
1st Floor Area	1,974 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,251 sqft (0.304 acres)
Lot Dimensions	137 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Screened Porch
Porch Area	1,012 sqft
Deck Area	96 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00443292
Street Address	2201 DEBORAH DR
City	SPRING HILL
State	FL
Zip	34609-3830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 494 LOT 13
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 9
Legal Block	494
Legal Lot Number	13
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2046
Census Tract	41106

Owner

Source: Hernando County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2201 DEBORAH DR, SPRING HILL, FL 34609-3830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 29, 2023	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
Nov 29, 2023	Correction Deed ACCOMODATION, ACCOMMODATION
Jan 6, 2021	Correction Deed ACCOMODATION, ACCOMMODATION
Dec 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2023 · Amount on Record
Deed Sale	Nov 29, 2023 · Amount on Record
Prior Sale	Nov 1, 2016 · Amount on Record
Deed Document Number	202375175
Deed Book / Page	4368 / 995
Prior Transfer Date	Nov 27, 2023
Prior Transfer Doc	0043680992
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2201 DEBORAH DR, SPRING HILL, FL 34609-3830
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2201 DEBORAH DR, SPRING HILL, FL 34609-3830

Mortgage

Document Number	0046590845
Date	Jan 23, 2026
Book Page	4659/845
Instrument	2026003992

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Mar 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 29, 2023
Property Address	2201 DEBORAH DR, SPRING HILL, FL 34609-3830
Document Number	0043680995
Book / Page	4368 / 995
Map Reference	MB 8 PG 38-53
Instrument Date	Nov 28, 2023
Instrument	2023075175
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	176 SONGBIRD LN, TIVERTON, RI 02878-2380

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2201 DEBORAH DR, SPRING HILL, FL 34609-3830

Mortgage

Document Number	0004368997
Date	Nov 29, 2023
Instrument	4368/997

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 29, 2023
Property Address	2201 DEBORAH DR, SPRING HILL, FL 34609-3830
Document Number	0043680992
Book / Page	4368 / 992
Map Reference	MB 8 PG 38-53
Instrument Date	Nov 27, 2023
Instrument	2023075174
Record Updated	Dec 15, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2201 DEBORAH DR, SPRING HILL, FL 34609-3830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BYRON ST, FALL RIVER, MA 02724-1018

January 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 6, 2021
Property Address	2201 DEBORAH DR, SPRING HILL, FL 34609-3830
Document Number	0039351317
Book / Page	3935 / 1317
Map Reference	MB 8 PG 38-53
Instrument Date	Dec 28, 2020
Instrument	2021000935
Record Updated	Dec 7, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2201 DEBORAH DR, 2201, SPRING HILL, FL 34609-3830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BYRON ST, FALL RIVER, MA 02724-1018

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 18, 2020
Property Address	2201 DEBORAH DR, SPRING HILL, FL 34609-3830
Document Number	0039271988
Book / Page	003927 / 001988
Instrument Date	Dec 10, 2020
Instrument	79602
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	112 BYRON ST FALL RIVER MA 027241018, FALL RIVER, MA 02724-1018

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,421.00 (+165.09%)	$331,317 (+90.15%) Land $52,871 Building $278,446	$331,317 (+9.76%) Land $52,871 Building $278,446
2023		$174,242 (+3%) Land $174,242
2022	$2,045.00 Homeowner's exemption	$169,167	$301,858 Land $36,573 Building $265,285

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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