2148 Deborah Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 2148 Deborah Dr, Spring Hill, FL 34609 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,465 sqft · built 1986
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jun 2024)
Tax Bill	$4,210 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0487-0070`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0487-0070`
Alternative APNs	`00415241` `415241`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,465 sqft Living Area
1st Floor Area	1,465 sqft
Upper Floors Area	1,465 sqft
Basement Area	1,352 sqft
Finished Basement	1,352 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	1,139 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00415241
Street Address	2148 DEBORAH DR
City	SPRING HILL
State	FL
Zip	34609-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 487 LOT 7
Legal Range	18E
Legal Township	23S
Legal Section	20
Legal Subdivision	SPRING HILL UN 9
Legal Block	487
Legal Lot Number	7
Legal Unit	9
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2057
Census Tract	41106

Owner

Source: Hernando County records · APN R32-323-17-5090-0487-0070

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2148 DEBORAH DR, SPRING HILL, FL 34609-3826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 03, 2018	Warranty Deed, Transfer · FHA Mortgage PATRIOT LNDG SVCS
Dec 03, 2017	Loan Modification, Mortgage · Conventional Mortgage USAMERIBANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 2024 · Amount on Record
Deed Sale	Jun 19, 2024 · Amount on Record
Prior Sale	Apr 03, 2018 · Amount on Record
Deed Document Number	2024036718
Deed Book / Page	4435 / 1406
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2148 DEBORAH DR, SPRING HILL, FL 34609-3826
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 DEBORAH DR, SPRING HILL, FL 34609-3826

Mortgage

Document Number	0039201863
Date	Dec 04, 2020
Book Page	3920/1863
Instrument	2020076192

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 03, 2018
Property Address	2148 DEBORAH DR, SPRING HILL, FL 34609-3826
Document Number	0035681766
Book / Page	003568 / 001766
Instrument Date	Mar 23, 2018
Instrument	19507
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	CROWN TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2148 DEBORAH DR SPRING HILL FL 346093826, SPRING HILL, FL 34609-3826

Mortgage

Document Number	35681768
Date	Apr 03, 2018
Book Page	003568/001768
Instrument	19508

Lender

Name	PATRIOT LNDG SVCS
Address	CARNEGIE, PA 15106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 02, 2048

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	2148 DEBORAH DR, SPRING HILL, FL 34609-3826
Document Number	0035361110
Book / Page	003536 / 001110
Instrument Date	Dec 03, 2017
Transaction Type	Mortgage
Record Updated	Jan 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 BYPASS DR #216 CLEARWATER FL 337645075, 216, CLEARWATER, FL 33764-5075

Mortgage

Document Number	0035361110
Date	Dec 19, 2017
Book Page	003536/001110
Instrument	71535

Lender

Name	USAMERIBANK
Type	Bank
Address	CLEARWATER, FL 33762

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 18, 2022

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,210.00 (+71.63%) Additional exemption filed	$334,350 (+66.25%) Land $42,000 Building $292,350	$334,350 (+3.83%) Land $42,000 Building $292,350
2023		$201,116 (+3%) Land $201,116
2022	$2,453.00 Homeowner's exemption	$195,258	$322,022 Land $29,000 Building $293,022

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530411062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Open Infra	Fiber	8,000 / 8,000
WOW Internet, Cable & Phone	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Tillman Global Holdings, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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