Martin County property record for 2177 SW Mainsail Ter, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,641 sqft · built 2004 |
| Lot Size | 0.368 acres (16,030 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $75,500 (Jul 2003) |
| Tax Bill | $464 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-38-41-070-000-0179.0-0-0000 |
| Primary APN | 55-38-41-070-000-0179.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,641 sqft Living Area |
| Gross Area | 3,234 sqft |
| 1st Floor Area | 2,641 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,030 sqft (0.368 acres) |
| View / Lot | Homesite |
| Garage Type | Attached |
| Garage Area | 593 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 312 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 399 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 138276 |
|---|---|
| Street Address | 2177 SW MAINSAIL TER |
| City | STUART |
| State | FL |
| Zip | 34997-4846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | LOT 179 PLAT 3 LOCKS LANDING (PB 14 PG 79) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | LOCKS LANDING |
| Legal Block | 2 |
| Legal Lot Number | 179 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | INDIANTOWN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 1703 |
2177 SW Mainsail Ter is owned by a company that acquired it in August 2022 and is owner-occupied.
Source: Martin County records, as of September 29, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2177 SW MAINSAIL TER, STUART, FL 34997-4846 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| May 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2003 · Amount on File |
| Deed Sale | Jul 17, 2003 · Amount on File |
| Prior Sale | Jul 8, 2003 · Amount on File |
| Deed Document Number | 20031675444 |
| Deed Book / Page | 1790 / 436 |
| Last Transfer Date | Aug 25, 2022 |
| Transfer Doc | 0033322098 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Aug 26, 2022 |
| Property Address | 2177 SW MAINSAIL TER, STUART, FL 34997-4846 |
| Document Number | 0033322098 |
| Book / Page | 3332 / 2098 |
| Map Reference | MB 14 PG 79 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 2977584 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2177 SW MAINSAIL TER, 2177, STUART, FL 34997-4846 |
| Name | Verified Name |
|---|---|
| Address | 2177 SW MAINSAIL TER, STUART, FL 34997-4846 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 2177 SW MAINSAIL TER, STUART, FL 34997-4846 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0029911206 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 02991/1206 |
| Instrument | 2693614 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 2177 SW Mainsail Ter was $464 with exemptions applied, down 44.3% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $464.00 (-44.3%) Homeowner's exemption Veteran's exemption | $337,039 | $682,150 Land $205,000 Building $477,150 |
| 2024 | $833.00 (-83.47%) | ||
| 2023 | $5,038.00 (+3.66%) Additional exemption filed | $318,001 (+3%) | $662,240 (+28.28%) Land $205,000 Building $457,240 |
| 2022 | $4,860.00 Homeowner's exemption | $308,739 | $516,260 Land $175,000 Building $341,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2177 SW Mainsail Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 101 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2177 SW Mainsail Ter is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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