21815 Bowman Rd, Spring Hill, FL 34610 Property Records

Pasco County property record for 21815 Bowman Rd, Spring Hill, FL 34610

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,016 sqft · built 1950
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Aug 2018)
Tax Bill	$256 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`01-24-18-0000-04400-0000`

Property Details

APN / Parcel Number

Primary APN	`01-24-18-0000-04400-0000`
Alternative APNs	`1824010000044000000` `0866104`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,016 sqft Living Area
1st Floor Area	848 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1954
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
View / Lot	Rural
Garage Type	Carport
Garage Area	1 sqft
Carport	Carport
Carport Area	1 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	294 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	21815 BOWMAN RD
City	SPRING HILL
State	FL
Zip	34610-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SOUTH 220 FT OF WEST 215 FT OF EAST 1/2 OF SW1/4 OF SE1/4 OF SE1/4 EXC ROAD OR 9773 PG 1769
Legal Range	18E
Legal Township	24S
Legal Section	01
Legal Block	44
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1070
Census Tract	31901

Owner

Source: Pasco County records · APN 01-24-18-0000-04400-0000

Assessment roll updated December 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21815 BOWMAN RD, SPRING HILL, FL 34610-2314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 04, 2022	Deed of Trust, Mortgage · Conventional Mortgage CONGRESSIONAL BANK
Aug 16, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jun 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage PATRIOT LNDG SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 16, 2018 · Amount on Record
Deed Sale	Aug 16, 2018 · Amount on Record
Prior Sale	Apr 12, 2002 · Amount on Record
Deed Document Number	2018138658
Deed Book / Page	9773 / 1769
Prior Transfer Date	Jul 28, 2003
Prior Transfer Doc	0000136957
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	21815 BOWMAN RD, SPRING HILL, FL 34610-2314
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21815 BOWMAN RD, SPRING HILL, FL 34610-2314

Mortgage

Document Number	0109222128
Date	Nov 28, 2023
Book Page	10922/2128
Instrument	2023207604

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2043

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	21815 BOWMAN RD, SPRING HILL, FL 34610-2314
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21815 BOWMAN RD, SHADY HILLS, FL 34610-2314

Mortgage

Document Number	0105150615
Date	Jan 04, 2022
Book Page	10515/615
Instrument	2022000203

Lender

Name	CONGRESSIONAL BANK
Type	Bank
Address	CHEVY CHASE, MD 20815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Aug 16, 2018
Property Address	21815 BOWMAN RD, SPRING HILL, FL 34610-2314
Document Number	0097731769
Book / Page	009773 / 001769
Instrument Date	Jun 21, 2018
Instrument	138658
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$665.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21815 BOWMAN RD SPRING HILL FL 346102314, SPRING HILL, FL 34610-2314

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	21815 BOWMAN RD, SPRING HILL, FL 34610-2314
Document Number	0097731771
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14087 SANDY DR BROOKSVILLE FL 346133833, BROOKSVILLE, FL 34613-3833

Mortgage

Document Number	0097731771
Date	Aug 16, 2018
Book Page	009773/001771
Instrument	138659

Lender

Name	PATRIOT LNDG SVCS
Address	CARNEGIE, PA 15106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2048

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated December 29, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,600 (+2.88%)	$36,437 (-1.91%) Land $12,648 Building $23,789
2025	$256.00 (-63.58%) Homeowner's exemption	$27,800 (+5.95%) Land $12,648 Building $15,152	$37,146 (-3.08%) Land $12,648 Building $24,498
2023	$703.00 (-0.14%) Additional exemption filed	$26,240 (+2.98%) Land $12,648 Building $13,592	$38,328 (+5.96%) Land $12,648 Building $25,680
2022	$704.00 Homeowner's exemption	$25,480 Land $12,648 Building $12,832	$36,172 Land $12,648 Building $23,524

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 146 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	14 (1992–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Based on FCC filings for 22 locations within half a mile of this property.

Nearby Properties on Bowman Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures