21541 Bowman Rd, Spring Hill, FL 34610 Property Records

Pasco County property record for 21541 Bowman Rd, Spring Hill, FL 34610

Property Summary

Property Type	Pasture
Details	2 ba · 4,568 sqft · built 1993
Lot Size	29.2 acres (1,272,388 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Aug 2017)
Tax Bill	$12,947 (2025)
Deeds & Mortgages	Sep 2018 Loan Modification Aug 2017 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`01-24-18-0000-00200-0010`

Property Details

APN / Parcel Number

Primary APN	`01-24-18-0000-00200-0010`
Alternative APNs	`1824010000002000010` `0865601`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	4,568 sqft Gross Area
1st Floor Area	1,598 sqft
Upper Floors Area	1,418 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	1,272,388 sqft (29.2 acres)
Garage Type	Detached
Garage Area	1,600 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	2,392 sqft
Deck Area	132 sqft
Patio Area	988 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	21541 BOWMAN RD
City	SPRING HILL
State	FL
Zip	34610-2205
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Local Zoning Code	AR
Legal Description	THAT POR OF NW1/4 OF SE1/4 OF SEC LYING ELY OF MASARYKTOWN CANAL EXC NLY 25 TH THEREOF FOR RD R/W PER OR 773 PG 107 & W1/2 OF NW1/4 OF SW1/4 OF SE1/4 OF SECTION 1 LESS THAT PORTION LYING IN CANAL AS DESC IN OR 376 PG 469 & N 263.27 FT OF E1/2 OF NW1/
Legal Range	18E
Legal Township	24S
Legal Section	01
Legal Subdivision	ACREAGE & UNREC
Legal Block	2
Legal Lot Number	1
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1070
Census Tract	31901

Owner

Source: Pasco County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21541 BOWMAN RD, SPRING HILL, FL 34610-2205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2018	Loan Modification, Mortgage · Conventional with PMI MATRIX FIN'L
Aug 29, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2017 · Amount on Record
Deed Sale	Aug 29, 2017 · Amount on Record
Prior Sale	Oct 1, 2016 · Amount on Record
Deed Document Number	2017137596
Deed Book / Page	9597 / 776
Prior Transfer Date	Oct 2, 2016
Prior Transfer Doc	0094373510
Record Updated	Oct 29, 2026

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PASCO FL
Property Address	21539 BOWMAN RD, SPRING HILL, FL 34610-2205
Document Number	0098312937
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21539 BOWMAN RD SPRING HILL FL 346102205, SPRING HILL, FL 34610-2205

Mortgage

Document Number	0098312937
Date	Dec 14, 2018
Book Page	009831/002937
Instrument	209272

Lender

Name	MATRIX FIN'L
Type	Funding / Finance Company
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Aug 29, 2017
Property Address	21539 BOWMAN RD, SPRING HILL, FL 34610-2205
Document Number	0095970776
Book / Page	9597 / 0776
Map Reference	MB773 PG107
Instrument Date	Aug 25, 2017
Instrument	2017137596
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	RR 2 BOX 60, 60, HUMANSVILLE, MO 65674-9606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241539 BOWMAN RD, SPRING HILL, FL 34610

Mortgage

Document Number	2017137597
Date	Aug 29, 2017
Instrument	2017137597

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,074 (+2.82%)	$623,577 (-0.17%) Land $189,694 Building $433,883
2025	$12,947.00 (+1.24%) Homeowner's exemption	$385,194 (-29.45%) Land $17,760 Building $367,434	$624,662 (+1.74%) Land $17,760 Building $606,902
2024	$12,789.00 (-28.39%)
2023	$17,858.00 Additional exemption filed	$545,950 Land $191,020 Building $354,930	$613,976 Land $191,020 Building $422,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 146 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	14 (1992–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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