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21705 Bowman Rd, Spring Hill, FL 34610 Property Records

Pasco County property record for 21705 Bowman Rd, Spring Hill, FL 34610

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,256 sqft · built 1989
Lot Size1.83 acres (79,715 sqft)
OwnerIndividual Name on Record
Last Sale$228,900 (Nov 2018)
Tax Bill$2,895 (2025)
Deeds & MortgagesApr 2021 Mortgage
May 2026 Mortgage
+ 4 more
Flood ZoneZone A (high risk)
APN01-24-18-0000-03900-0000

Property Details

APN / Parcel Number

Primary APN01-24-18-0000-03900-0000
Alternative APNs
  • 1824010000039000000
  • 0866008

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,256 sqft Living Area
Gross Area2,736 sqft
1st Floor Area864 sqft
Upper Floors Area864 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area79,715 sqft (1.83 acres)
View / LotRural
Garage TypeAttached
Garage Area480 sqft
DrivewayConcrete Driveway
Driveway Area966 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area762 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address21705 BOWMAN RD
CitySPRING HILL
StateFL
Zip34610-2313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionEAST 1/2 OF SE1/4 OF SW1/4 OF SE1/4 LESS THE NORTH 240.00 FT & LESS EAST 125.00 FT & EXCEPT WEST 15.00 FT THEREOF FOR ROADWAY
Legal Range18E
Legal Township24S
Legal Section01
Legal SubdivisionACREAGE & UNREC
Legal Block39
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1070
Census Tract31901

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21705 BOWMAN RD, SPRING HILL, FL 34610-2313
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2021Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
May 20, 2026Deed of Trust, Mortgage · FHA Mortgage
ABSOLUTE MORTGAGE CORPORATION
Oct 3, 2025Quit Claim Deed, Transfer
Quitclaim
Oct 27, 2020Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
May 8, 2020Deed of Trust, Mortgage · FHA Mortgage
CALIBER HM LOANS
Nov 15, 2018Warranty Deed, Transfer · FHA Mortgage
ABSOLUTE HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2018 · Amount on Record
Deed SaleNov 15, 2018 · Amount on Record
Prior SaleAug 14, 2013 · Amount on Record
Deed Document Number2018192800
Deed Book / Page9818 / 489
Prior Transfer DateSep 29, 2003
Prior Transfer Doc0000189314
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address21705 BOWMAN RD, SPRING HILL, FL 34610-2313
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address21705 BOWMAN RD, SPRING HILL, FL 34610-2313

Mortgage

Document Number0103211724
DateApr 9, 2021
Book Page10321/1724
Instrument2021072082
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Recording DateMay 20, 2026
Property Address21705 BOWMAN RD, SPRING HILL, FL 34610-2313
Document Number0114240514
Book / Page11424 / 514
Instrument DateMay 12, 2026
Instrument202694386
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address21705 BOWMAN RD, SPRING HILL, FL 34610-2313

Mortgage

Document Number0000094386,
DateMay 20, 2026
Book Page11424/514
Instrument202694386
Lender
NameABSOLUTE MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.3%
Max Rate-1%

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPASCO FL
Recording DateOct 3, 2025
Property Address21705 BOWMAN RD, SPRING HILL, FL 34610-2313
Document Number0112920447
Book / Page11292 / 447
Instrument DateSep 2, 2025
Instrument2025188332
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21706 BOWMAN RD, SPRING HILL, FL 34610

Transferred To (Grantee/Buyer)

NameVerified Name
Address27668 YORK HARBOR PL, WESLEY CHAPEL, FL 33544-5462

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address21705 BOWMAN RD, SPRING HILL, FL 34610-2313
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address21705 BOWMAN RD, SHADY HILLS, FL 34610-2313

Mortgage

Document Number0102040549
DateOct 27, 2020
Book Page10204/549
Instrument2020180940
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term356 Months
DueJun 1, 2050

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address21705 BOWMAN RD, SPRING HILL, FL 34610-2313
Document Number0101191861
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedAug 5, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21705 BOWMAN RD SPRING HILL FL 346102313, SPRING HILL, FL 34610-2313

Mortgage

Document Number0101191861
DateJun 16, 2020
Book Page010119/001861
Instrument95016
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 15, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateNov 15, 2018
Property Address21705 BOWMAN RD, SPRING HILL, FL 34610-2313
Document Number0098180489
Book / Page9818 / 0489
Instrument DateNov 13, 2018
Instrument2018192800
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyTRINITY TITLE OF PASCO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,602.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14405 BIRCH ST, 14405, HUDSON, FL 34667-1172

Transferred To (Grantee/Buyer)

NameVerified Name
Address21705 BOWMAN RD, SPRING HILL, FL 34610-2313

Mortgage

Document Number2018192801
DateNov 15, 2018
Instrument2018192801
Lender
NameABSOLUTE HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$206,690 (+2.9%)$235,705 (-1.19%) Land $21,293 Building $214,412
2025$2,895.00 (+2.66%)$200,870 (+2.9%) Land $21,293 Building $179,577$238,555 (-0.14%) Land $21,293 Building $217,262
2024$2,820.00 (+4.06%) Homeowner's exemption$195,210 (+3%) Land $21,293 Building $173,917$238,889 (+3.25%) Land $21,293 Building $217,596
2023$2,710.00 (+11.61%) Additional exemption filed$189,530 (+3%) Land $21,293 Building $168,237$231,366 (+11.18%) Land $21,293 Building $210,073
2022$2,428.00 Homeowner's exemption$184,010 Land $21,293 Building $162,717$208,108 Land $21,293 Building $186,815

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 146 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies146 in force
Nearby Flood Claims14 (1992–2024)
Claims Outside the SFHA3 of 14
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

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