21635 Bowman Rd, Spring Hill, FL 34610 Property Records

Pasco County property record for 21635 Bowman Rd, Spring Hill, FL 34610

Property Summary

Property Type	Single Family Home
Details	1 ba · 928 sqft · built 1950
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Tax Bill	$479 (2025)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone A (high risk)
APN	`01-24-18-0000-03700-0000`

Property Details

APN / Parcel Number

Primary APN	`01-24-18-0000-03700-0000`
Alternative APNs	`1824010000037000000` `0866005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	720 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Multi-Family
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	50,094 sqft (1.15 acres)
View / Lot	Rural

Exterior Amenities

Porch	Florida Room
Porch Area	1,568 sqft
Deck Area	256 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection
Heating Fuel	Gas

Location & Zoning

Street Address	21635 BOWMAN RD
City	SPRING HILL
State	FL
Zip	34610-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	THE SOUTH 270.00 FT OF EAST 186.00 FT OF THE FOLLOWING: BEGIN AT A POINT 673.48 FT SOUTH OF NE CORNER OF WEST 1/2 OF EAST 1/2 OF SW1/4 OF SE1/4 OF SEC 1 TH S00DEG1430E 623.00 FT TH S89DEG5713W 330.40 FT TH N00DEG1528W 623.11 FT TH N89DEG5825E 330.56
Legal Range	18E
Legal Township	24S
Legal Section	01
Legal Block	37
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1070
Census Tract	31901

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21635 BOWMAN RD, SPRING HILL, FL 34610-2312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	21635 BOWMAN RD, SPRING HILL, FL 34610-2312
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21635 BOWMAN RD, SPRING HILL, FL 34610-2312

Mortgage

Document Number	0107612501
Date	Feb 2, 2023
Book Page	10761/2501
Instrument	2023020323

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,280 (+2.89%)	$44,869 (-2.27%) Land $14,210 Building $30,659
2025	$479.00 (+14.32%) Homeowner's exemption	$34,290 (+5.96%) Land $14,210 Building $20,080	$45,911 (-1.88%) Land $14,210 Building $31,701
2023	$419.00 Additional exemption filed	$32,360 Land $14,210 Building $18,150	$46,789 Land $14,210 Building $32,579

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 146 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	14 (1992–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000