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2181 Prospect St, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 2181 Prospect St, Penfield, NY 14526 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,720 sqft · built 1948
Lot Size0.82 acres (35,719 sqft)
Owner2 Company Names on File
Last Sale$118,500 (Mar 1997)
Tax Bill$5,915 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Oct 2019 Transfer
Flood ZoneZone X (minimal risk)
APN264200 139.10-2-61

Property Details

APN / Parcel Number

Primary APN264200 139.10-2-61
Alternative APNs
  • 42001391000002061000
  • 01068100000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,720 sqft Living Area
1st Floor Area1,099 sqft
Upper Floors Area621 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area35,719 sqft (0.82 acres)
Lot Dimensions295 ft deep x 139 ft wide
Garage TypeAttached
Garage Area800 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area620 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01068100000
Street Address2181 PROSPECT ST
CityPENFIELD
StateNY
Zip14526-2225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0038-13-04 SCHREIB L18 19 01
Legal SubdivisionMAP OF THE POPLAR HEIGHTS SUBDIVISION
Legal Block2
Legal Lot Number61.000
JurisdictionMONROE NY
Township / Civil DivisionPENFIELD
Census Block Group3
Census Block3002
Census Tract11601

Owner

Source: Monroe County and Penfield Town records · APN 264200 139.10-2-61

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2181 PROSPECT ST, PENFIELD, NY 14526-2225
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2021Deed of Trust, Mortgage · Line of Credit
ESL FCU
Oct 08, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 13, 1997 · Amount on Record
Deed SaleMar 13, 1997 · Amount on Record
Prior SaleJun 19, 1995 · Amount on Record
Deed Book / Page8846 / 651
Last Transfer DateSep 12, 2019
Transfer Doc0000000031
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address2181 PROSPECT ST, PENFIELD, NY 14526-2225
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanySTEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000096
DateAug 03, 2021
Book Page29366/96
Instrument202108030292
Lender
NameESL FCU
TypeCredit Union
AddressROCHESTER, NY 14604
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 17, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE NY
Recording DateOct 08, 2019
Property Address2181 PROSPECT ST, PENFIELD, NY 14526-2225
Document Number0000000031
Book / Page012251 / 000429
Instrument DateSep 12, 2019
Instrument31
Transaction TypeTransfer
Record UpdatedOct 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2181 PROSPECT ST PENFIELD NY 145262225, PENFIELD, NY 14526-2225

Tax Assessment & Valuation

Source: Monroe County and Penfield Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionPenfield Town
Unified School DistrictPenfield Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,915.00 (+4.6%)$209,800 (-) Land $64,200 Building $145,600$279,700 (+25.31%) Land $85,590 Building $194,110
2023$209,800 (-) Land $64,200 Building $145,600$223,200 (+6.39%) Land $68,300 Building $154,900
2022$209,800 Land $64,200 Building $145,600$209,800 Land $64,200 Building $145,600
2021$5,655.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (36055C), updated May 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 344 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Greenlight Networks HoldingFiber8,000 / 8,000
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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