Monroe County and Penfield Town property record for 2165 Prospect St, Penfield, NY 14526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,640 sqft · built 1961 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $98,000 (Dec 1995) |
| Tax Bill | $5,329 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 264200 139.10-2-57 |
| Primary APN | 264200 139.10-2-57 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 1,640 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 254 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 169 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01072000000 |
|---|---|
| Street Address | 2165 PROSPECT ST |
| City | PENFIELD |
| State | NY |
| Zip | 14526-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Description | 0038-13-04 SCHREIB LR24 01 |
| Legal Block | 2 |
| Legal Lot Number | 57.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | PENFIELD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 11601 |
Source: Monroe County and Penfield Town records · APN 264200 139.10-2-57
Assessment roll updated March 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2165 PROSPECT ST, PENFIELD, NY 14526-2225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 09, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 22, 2018 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 1995 · Amount on Record |
| Deed Sale | Dec 29, 1995 · Amount on Record |
| Deed Book / Page | 8691 / 401 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Jun 09, 2026 |
| Property Address | 2165 PROSPECT ST, PENFIELD, NY 14526-2225 |
| Document Number | 0003429602 |
| Book / Page | 31343 / 789 |
| Instrument Date | Jun 04, 2026 |
| Instrument | 20263429602 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 2165 PROSPECT ST, PENFIELD, NY 14526-2225 |
| Document Number | 0003429602, |
|---|---|
| Date | Jun 09, 2026 |
| Book Page | 31343/789 |
| Instrument | 20263429602 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 2165 PROSPECT ST, PENFIELD, NY 14526-2225 |
| Document Number | 0000000026 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 763 PENFIELD NY 145260763, PENFIELD, NY 14526-0763 |
| Document Number | 0000000026 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 027566/000588 |
| Instrument | 26 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2048 |
Source: Monroe County and Penfield Town records · Assessment roll updated March 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Penfield Town |
| Unified School District | Penfield Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,329.00 (+7.72%) | $219,300 (-) Land $57,900 Building $161,400 | $292,400 (+25.33%) Land $77,200 Building $215,200 |
| 2023 | $219,300 (-) Land $57,900 Building $161,400 | $233,300 (+6.38%) Land $61,596 Building $171,704 | |
| 2022 | $219,300 Land $57,900 Building $161,400 | $219,300 Land $57,900 Building $161,400 | |
| 2021 | $4,947.00 |
Source: FEMA National Flood Hazard Layer as of May 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 204 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MCWA public/private · serves 525,262 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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