2175 Prospect St, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 2175 Prospect St, Penfield, NY 14526 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,434 sqft · built 1951
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Aug 2015)
Tax Bill$6,035 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Oct 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN264200 139.10-2-59

Property Details

APN / Parcel Number

Primary APN264200 139.10-2-59
Alternative APNs
  • 42001391000002059000
  • 01069000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,434 sqft Living Area
1st Floor Area1,434 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialConcrete
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions254 ft deep x 60 ft wide
Garage TypeBasement

Exterior Amenities

PorchSlab
Porch Area360 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01069000000
Street Address2175 PROSPECT ST
CityPENFIELD
StateNY
Zip14526-2225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0038-13-04 SCHREIB L21 22 01
Legal SubdivisionPOPLAR HEIGHTS
Legal Block2
Legal Lot Number59.000
JurisdictionMONROE NY
Township / Civil DivisionPENFIELD
Census Block Group3
Census Block3002
Census Tract11601

Owner

Source: Monroe County and Penfield Town records · APN 264200 139.10-2-59

Assessment roll updated March 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2175 PROSPECT ST, PENFIELD, NY 14526-2225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2026Deed of Trust, Mortgage · Line of Credit
FAMILY FIRST OF NY FCU
Oct 20, 2022Deed of Trust, Mortgage · Line of Credit
FAMILY FIRST OF NY FCU
Feb 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAMILY FIRST OF NY FCU
Sep 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
FAMILY FIRST NY FCU
Sep 24, 2019Loan Modification, Mortgage · Conventional Mortgage
FAMILY FIRST NY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 24, 2015 · Amount on Record
Deed SaleAug 24, 2015 · Amount on Record
Prior SaleSep 29, 2014 · Amount on Record
Deed Document Number2015741
Deed Book / Page11581 / 678
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address2175 PROSPECT ST, PENFIELD, NY 14526-2225
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2175 PROSPECT ST, PENFIELD, NY 14526-2225

Mortgage

Document Number202603374132
DateJan 14, 2026
Book Page31235/96
Instrument202603374132
Lender
NameFAMILY FIRST OF NY FCU
TypeCredit Union
AddressROCHESTER, NY 14625
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 13, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address2175 PROSPECT ST, PENFIELD, NY 14526-2225
Transaction TypeMortgage
Record UpdatedNov 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2175 PROSPECT ST, PENFIELD, NY 14526-2225

Mortgage

Document Number0000000015
DateOct 20, 2022
Book Page30101/481
Instrument202210200015
Lender
NameFAMILY FIRST OF NY FCU
TypeCredit Union
AddressROCHESTER, NY 14625
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 19, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address2175 PROSPECT ST, PENFIELD, NY 14526-2225
Transaction TypeMortgage
Record UpdatedFeb 22, 2021
Title CompanyFLOWER CITY ABS INC, FLOWER CITY ABSTRACT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2175 PROSPECT ST, PENFIELD, NY 14526-2225

Mortgage

Document Number137
DateFeb 05, 2021
Book Page29012/110
Instrument202102050137
Lender
NameFAMILY FIRST OF NY FCU
TypeCredit Union
AddressROCHESTER, NY 14625
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address2175 PROSPECT ST, PENFIELD, NY 14526-2225
Document Number0000000806
Instrument DateSep 27, 2019
Transaction TypeMortgage
Record UpdatedOct 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2175 PROSPECT ST PENFIELD NY 145262225, PENFIELD, NY 14526-2225

Mortgage

Document Number0000000806
DateOct 04, 2019
Book Page028221/000419
Instrument806
Lender
NameFAMILY FIRST NY FCU
AddressROCHESTER, NY 14625
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 03, 2049

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE NY
Property Address2175 PROSPECT ST, PENFIELD, NY 14526-2225
Document Number0000000807
Instrument DateSep 24, 2019
Transaction TypeMortgage
Record UpdatedOct 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2175 PROSPECT ST PENFIELD NY 145262225, PENFIELD, NY 14526-2225

Mortgage

Document Number0000000807
DateOct 04, 2019
Book Page028221/000431
Instrument807
Lender
NameFAMILY FIRST NY FCU
AddressROCHESTER, NY 14625
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 03, 2049
Interest
Rate TypeAdjustable Rate
Rate3.62%

Tax Assessment & Valuation

Source: Monroe County and Penfield Town records · Assessment roll updated March 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionPenfield Town
Unified School DistrictPenfield Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,035.00 (-6.9%)$191,500 (-) Land $55,800 Building $135,700$255,300 (+25.33%) Land $74,390 Building $180,910
2023$191,500 (-) Land $55,800 Building $135,700$203,700 (+6.37%) Land $59,355 Building $144,345
2022$191,500 Land $55,800 Building $135,700$191,500 Land $55,800 Building $135,700
2021$6,482.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (36055C), updated May 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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