2172 Prospect St, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 2172 Prospect St, Penfield, NY 14526 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,870 sqft · built 1941
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (May 2025)
Tax Bill$7,002 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN264200 139.10-2-49

Property Details

APN / Parcel Number

Primary APN264200 139.10-2-49
Alternative APNs
  • 42001391000002049000
  • 01066000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,870 sqft Living Area
1st Floor Area1,334 sqft
Upper Floors Area536 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1975
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions216 ft deep x 90 ft wide
Garage TypeAttached
Garage Area880 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area626 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01066000000
Street Address2172 PROSPECT ST
CityPENFIELD
StateNY
Zip14526-2226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0038-13-04 POPLAR L36 37 00
Legal Block2
Legal Lot Number49.000
JurisdictionMONROE NY
Township / Civil DivisionPENFIELD
Census Block Group3
Census Block3002
Census Tract11601

Owner

Source: Monroe County and Penfield Town records · APN 264200 139.10-2-49

Assessment roll updated March 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address125 BRETT RD, ROCHESTER, NY 14609-5720
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Deed of Trust, Mortgage · Line of Credit
FIVE STAR BANK
Oct 18, 2018Warranty Deed, Transfer · Conventional Mortgage
FAIRPORT SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 28, 2025 · Amount on Record
Deed SaleMay 28, 2025 · Amount on Record
Prior SaleOct 18, 2018 · Amount on Record
Deed Document Number20253294240
Deed Book / Page13095 / 805
Prior Transfer DateMay 29, 2002
Prior Transfer Doc9623000592
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Recording DateApr 20, 2026
Property Address2172 PROSPECT ST, PENFIELD, NY 14526-2226
Document Number0003410496
Book / Page31300 / 347
Instrument DateMar 26, 2026
Instrument20263410496
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2172 PROSPECT ST, PENFIELD, NY 14526-2226

Mortgage

Document Number0003410496,
DateApr 20, 2026
Book Page31300/347
Instrument20263410496
Lender
NameFIVE STAR BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate5.98%
Max Rate-1%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateOct 18, 2018
Property Address2172 PROSPECT ST, PENFIELD, NY 14526-2226
Document Number0000000643
Book / Page12097 / 269
Instrument DateOct 11, 2018
Instrument201810180643
Transaction TypeTransfer
Record UpdatedMay 05, 2022
Title CompanySTEWART TITLE INSURANCE COMP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$808.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2172 PROSPECT ST, 2172, PENFIELD, NY 14526-2226

Transferred To (Grantee/Buyer)

NameVerified Name
Address2172 PROSPECT ST, PENFIELD, NY 14526-2226

Mortgage

Document Number0000000644
DateOct 18, 2018
Instrument201810180644
Lender
NameFAIRPORT SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Monroe County and Penfield Town records · Assessment roll updated March 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionPenfield Town
Unified School DistrictPenfield Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,002.00 (-1.96%)$245,300 (-) Land $57,600 Building $187,700$327,100 (+25.33%) Land $76,808 Building $250,292
2023$245,300 (-) Land $57,600 Building $187,700$261,000 (+6.4%) Land $61,287 Building $199,713
2022$245,300 Land $57,600 Building $187,700$245,300 Land $57,600 Building $187,700
2021$7,142.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (36055C), updated May 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 344 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Greenlight Networks HoldingFiber8,000 / 8,000
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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