Mecklenburg County property record for 21627 Torrence Chapel Rd, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,206 sqft · built 2005 |
| Lot Size | 0.326 acres (14,231 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Dec 2020) |
| Tax Bill | $4,045 (2023) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage May 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-743-22 |
| Primary APN | 001-743-22 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,206 sqft Heated Area |
| Gross Area | 3,731 sqft |
| 1st Floor Area | 1,740 sqft |
| Upper Floors Area | 1,466 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 14,231 sqft (0.326 acres) |
| Garage Area | 441 sqft |
| Porch | Porch |
| Porch Area | 84 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-743-22 |
|---|---|
| Street Address | 21627 TORRENCE CHAPEL RD |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L2 M39-809 |
| Legal Subdivision | TORRENCE CHAPEL ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 6217 |
21627 Torrence Chapel Rd is owned and occupied by an individual who bought it in December 2020.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 21627 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Sep 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Nov 23, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Feb 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on File |
| Deed Sale | Dec 11, 2020 · Amount on File |
| Prior Sale | Dec 29, 2005 · Amount on File |
| Deed Document Number | 0035421799 |
| Deed Book / Page | 35421 / 799 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 11, 2020 |
| Property Address | 21627 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6778 |
| Document Number | 0000210352 |
| Book / Page | 35421 / 799 |
| Map Reference | MB 39 PG 809 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 2020210352 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | VENTURE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 131 ELK TRACE PKWY, 131, MONTGOMERY, TX 77316-1779 |
| Name | Verified Name |
|---|---|
| Address | 198 CANNON BLVD, STATEN ISLAND, NY 10306-4256 |
| Document Number | 0000210353 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020210353 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21627 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6778 |
| Document Number | 0000079207 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 21627 TORRENCE CHAPEL RD CORNELIUS NC 280316778, CORNELIUS, NC 28031-6778 |
| Document Number | 0000079207 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 034640/000671 |
| Instrument | 79207 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21627 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6778 |
| Document Number | 0000127808 |
| Instrument Date | Sep 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 21627 TORRENCE CHAPEL RD CORNELIUS NC 280316778, CORNELIUS, NC 28031-6778 |
| Document Number | 0000127808 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 033882/000092 |
| Instrument | 127808 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21627 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6778 |
| Document Number | 0000146577 |
| Instrument Date | Nov 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 21627 TORRENCE CHAPEL RD CORNELIUS NC 280316778, CORNELIUS, NC 28031-6778 |
| Document Number | 0000146577 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 033130/000963 |
| Instrument | 146577 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21627 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6778 |
| Document Number | 0000017568 |
| Book / Page | 032466 / 000701 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 21627 TORRENCE CHAPEL RD CORNELIUS NC 280316778, CORNELIUS, NC 28031-6778 |
| Document Number | 0000017568 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | 032466/000701 |
| Instrument | 17568 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21627 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6778 |
| Document Number | 0000131760 |
| Book / Page | 032155 / 000518 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 21627 TORRENCE CHAPEL RD CORNELIUS NC 280316778, CORNELIUS, NC 28031-6778 |
| Document Number | 0000131760 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 032155/000518 |
| Instrument | 131760 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 21627 Torrence Chapel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21627 Torrence Chapel Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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