218 Midsummer Cir, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 218 Midsummer Cir, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,168 sqft · built 1992
Lot Size	0.176 acres (7,649 sqft)
Owner	2 Company Names on Record
Last Sale	$678,500 (May 2010)
Tax Bill	$8,464 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02805701`

Property Details

APN / Parcel Number

Primary APN	`09-02805701`
Alternative APN	`02805701`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,168 sqft Living Area
Gross Area	3,672 sqft
1st Floor Area	1,891 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,649 sqft (0.176 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft
Deck Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02805701
Street Address	218 MIDSUMMER CIR
City	GAITHERSBURG
State	MD
Zip	20878-5230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	WASHINGTONIAN WOODS
Legal Subdivision	WASHINGTONIAN WOODS
Legal Block	K
Legal Lot Number	24
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1006
Census Tract	700828

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	218 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5230
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Intrafamily Transfer, Transfer
Oct 31, 2025	Correction Deed
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2010 · Amount on Record
Deed Sale	May 3, 2010 · Amount on Record
Deed Document Number	2010162632
Last Transfer Date	Oct 2, 2025
Transfer Doc	0697140060
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 16, 2025
Property Address	218 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5230
Document Number	0697140060
Book / Page	69714 / 60
Map Reference	MB 152 PL 17343
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5230

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	218 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5230

October 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 31, 2025
Property Address	218 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5230
Document Number	0697740253
Book / Page	69774 / 253
Map Reference	MB 152 PL 17343
Instrument Date	Sep 29, 2025
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5230

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	218 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5230

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	218 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5230
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0594380217
Date	Apr 28, 2020
Book Page	59438/217

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$701,500 (+4.89%) Land $231,500 Building $470,000	$701,500 (-) Land $231,500 Building $470,000
2025	$8,464.00 (-2.43%)	$668,767 (+10.85%)	$701,500 (+16.28%) Land $231,500 Building $470,000
2024	$8,675.00 (+22.55%)
2023		$603,300 Land $231,500 Building $371,800	$603,300 Land $231,500 Building $371,800
2022	$7,079.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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