220 Midsummer Cir, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 220 Midsummer Cir, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,512 sqft · built 1993
Lot Size	0.172 acres (7,494 sqft)
Owner	2 Individual Names on File
Last Sale	$985,000 (Mar 2022)
Tax Bill	$10,862 (2025)
Deeds & Mortgages	Mar 2022 Sale Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02805712`

Property Details

APN / Parcel Number

Primary APN	`09-02805712`
Alternative APN	`02805712`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,512 sqft Living Area
Gross Area	4,932 sqft
1st Floor Area	2,057 sqft
Basement Area	925 sqft
Finished Basement	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,494 sqft (0.172 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02805712
Street Address	220 MIDSUMMER CIR
City	GAITHERSBURG
State	MD
Zip	20878-5230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	WASHINGTONIAN WOODS
Legal Subdivision	WASHINGTONIAN WOODS
Legal Block	K
Legal Lot Number	25
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1006
Census Tract	700828

Owner

220 Midsummer Cir is owned and occupied by two individuals who bought it in March 2022.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed, Transfer CLASSIC SETTLEMENTS INC
Oct 27, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage CONGRESSIONAL BANK
Mar 26, 2020	Grant Deed, Foreclosure OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2022 · Amount on File
Deed Sale	Mar 17, 2022 · Amount on File
Prior Sale	Oct 27, 2020 · Amount on File
Deed Book / Page	65430 / 254
Record Updated	Sep 20, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 17, 2022
Property Address	220 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5230
Document Number	0654300254
Book / Page	65430 / 254
Map Reference	MB 150 PL 17120
Instrument Date	Mar 15, 2022
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount on Record
Tax	$12,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5230

October 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 27, 2020
Property Address	220 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5230
Document Number	0608970083
Book / Page	60897 / 83
Map Reference	MB 150 PL 17120
Instrument Date	Aug 14, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 20, 2021
Title Company	TITLE TOWN SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5230

Mortgage

Document Number	6089790
Date	Oct 27, 2020
Instrument	60897/90

Lender

Name	CONGRESSIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

March 2020: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 26, 2020
Property Address	220 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5230
Document Number	0592940137
Book / Page	059294 / 000137
Instrument Date	Feb 27, 2020
Transaction Type	Foreclosure
Record Updated	May 15, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Tax	$577.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9803 ALLENFORD CIR #302 ROCKVILLE MD 208507524, 302, ROCKVILLE, MD 20850-7524

Tax Assessment & Valuation

The 2025 property tax bill for 220 Midsummer Cir was $10,862.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$860,600 (+0.88%) Land $230,800 Building $629,800	$860,600 (-) Land $230,800 Building $629,800
2025	$10,862.00	$853,133	$860,600 Land $230,800 Building $629,800
2023		$838,200 Land $230,800 Building $607,400	$838,200 Land $230,800 Building $607,400
2022	$9,681.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Midsummer Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Midsummer Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Midsummer Cir

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