221 Midsummer Cir, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 221 Midsummer Cir, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,274 sqft · built 1991
Lot Size	0.161 acres (7,022 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Dec 2016)
Tax Bill	$10,780 (2025)
Deeds & Mortgages	May 2019 Line of Credit Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-02805608`

Property Details

APN / Parcel Number

Primary APN	`09-02805608`
Alternative APN	`02805608`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,274 sqft Living Area
Gross Area	4,757 sqft
1st Floor Area	1,961 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,022 sqft (0.161 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02805608
Street Address	221 MIDSUMMER CIR
City	GAITHERSBURG
State	MD
Zip	20878-5231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	WASHINGTONIAN WOODS
Legal Subdivision	WASHINGTONIAN WOODS
Legal Block	J
Legal Lot Number	42
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1004
Census Tract	700828

Owner

221 Midsummer Cir is owned and occupied by two individuals who acquired it in June 2024.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2019	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Nov 14, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2016 · Amount on File
Deed Sale	Dec 2, 2016 · Amount on File
Prior Sale	Sep 23, 2016 · Amount on File
Deed Book / Page	53323 / 300
Last Transfer Date	Jun 28, 2024
Transfer Doc	0681510048
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	221 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5231
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	IMORTGAGE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0575200074
Date	May 6, 2019
Book Page	57520/074

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	221 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5231
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0584900192
Date	Nov 14, 2019
Book Page	58490/192

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 221 Midsummer Cir was $10,780, down 1.6% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$885,200 (+4.23%) Land $228,500 Building $656,700	$885,200 (-) Land $228,500 Building $656,700
2025	$10,780.00 (-1.56%)	$849,300	$885,200 Land $228,500 Building $656,700
2024	$10,951.00
2023		$777,500 Land $228,500 Building $549,000	$777,500 Land $228,500 Building $549,000
2022	$9,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Midsummer Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Midsummer Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Midsummer Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures