213 Midsummer Cir, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 213 Midsummer Cir, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,736 sqft · built 1992
Lot Size	0.227 acres (9,879 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,125,000 (Aug 2025)
Tax Bill	$9,742 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02805563`

Property Details

APN / Parcel Number

Primary APN	`09-02805563`
Alternative APN	`02805563`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,736 sqft Living Area
Gross Area	4,240 sqft
1st Floor Area	1,891 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Multi-Level
Exterior Material	Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	9,879 sqft (0.227 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft
Deck Area	654 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02805563
Street Address	213 MIDSUMMER CIR
City	GAITHERSBURG
State	MD
Zip	20878-5231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	WASHINGTONIAN WOODS
Legal Subdivision	WASHINGTONIAN WOODS
Legal Block	J
Legal Lot Number	38
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1004
Census Tract	700828

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	213 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 22, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 3, 2017	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Jan 18, 1996 · Amount on Record
Deed Book / Page	69542 / 478
Prior Transfer Date	Nov 12, 2021
Prior Transfer Doc	0646510101
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	213 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5231
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5231

Mortgage

Document Number	0652780074
Date	Feb 22, 2022
Book Page	65278/74

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 22, 2021
Property Address	213 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5231
Document Number	0646510101
Book / Page	64651 / 101
Map Reference	MB 152 PL 17343
Instrument Date	Nov 12, 2021
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	213 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5231

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	213 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0539220498
Date	Mar 3, 2017
Book Page	53922/498

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	443 Months
Due	Feb 3, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$786,900 (+2.25%) Land $242,400 Building $544,500	$786,900 (-) Land $242,400 Building $544,500
2025	$9,742.00 (-4.07%)	$769,567 (+4.72%)	$786,900 (+7.08%) Land $242,400 Building $544,500
2024	$10,155.00 (+15.19%)
2023		$734,900 Land $242,400 Building $492,500	$734,900 Land $242,400 Building $492,500
2022	$8,816.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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