207 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 207 E Harding St, Orlando, FL 32806

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 999 sqft · built 1950
Lot Size0.187 acres (8,138 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Jan 2021)
Tax Bill$5,057 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-23-29-2100-03-081

Property Details

APN / Parcel Number

Primary APN01-23-29-2100-03-081
Alternative APNs
  • 292301210003081
  • 384524
  • 389807
  • 394259

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area999 sqft Living Area
Gross Area1,314 sqft
1st Floor Area935 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,138 sqft (0.187 acres)
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area115 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address207 E HARDING ST
CityORLANDO
StateFL
Zip32806-3022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2A/T
Legal DescriptionDIXIE HIGHLANDS REPLAT P/52 THE E 40 FT LOT 8 & W 20 FT LOT 9 BLK C
Legal Range29E
Legal Township23S
Legal Section01
Legal SubdivisionDIXIE HIGHLANDS REP
Legal Tract2100
Legal BlockC
Legal Lot Number8,9
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group3
Census Block3018
Census Tract11300

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address207 E HARDING ST, ORLANDO, FL 32806-3022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2023Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Jan 11, 2021Warranty Deed, Transfer · FHA Mortgage
PLAZA HM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2021 · Amount on Record
Deed SaleJan 11, 2021 · Amount on Record
Prior SaleDec 7, 2015 · Amount on Record
Deed Document Number202116324
Prior Transfer DateNov 16, 2012
Prior Transfer Doc0000666732
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address207 E HARDING ST, ORLANDO, FL 32806-3022
Transaction TypeMortgage
Record UpdatedJun 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 E HARDING ST, ORLANDO, FL 32806-3022

Mortgage

Document Number0000329350
DateJun 13, 2023
Instrument20230329350
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 21, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJan 11, 2021
Property Address207 E HARDING ST, ORLANDO, FL 32806-3022
Document Number0000016324
Instrument DateDec 22, 2020
Instrument16324
Transaction TypeTransfer
Record UpdatedJan 26, 2021
Title CompanyFIRST AMERICAN SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 E HARDING ST ORLANDO FL 328063022, ORLANDO, FL 32806-3022

Mortgage

Document Number16325
DateJan 11, 2021
Instrument16325
Lender
NamePLAZA HM MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 10, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOrlando City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$315,496 (+2.7%)$355,820 (-1.33%) Land $230,000 Building $125,820
2025$5,057.00 (+3.99%) Homeowner's exemption$307,202 (+5.99%)$360,610 (+11.92%) Land $230,000 Building $130,610
2024$4,863.00 (+5.03%)
2023$4,630.00 (+3.16%) Homeowner's exemption$289,849 (+3%)$322,210 (+12.87%) Land $205,000 Building $117,210
2022$4,488.00 Homeowner's exemption$281,407$285,462 Land $175,000 Building $110,462

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims7 (2000–2024)
Claims Outside the SFHA4 of 7
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Summit Broadband, Verizon.

Nearby Properties on E Harding St

Nearby Streets

Search Property Records by Address or Parcel Number