Orange County property record for 2178 Rural Pl, Costa Mesa, CA 92627
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,395 sqft · built 1951 |
| Lot Size | 0.166 acres (7,227 sqft) |
| Owner | Company Name on File |
| Last Sale | $279,000 (Jan 1999) |
| Tax Bill | $5,917 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 426-121-36 |
| Primary APN | 426-121-36 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,395 sqft Living Area |
| 1st Floor Area | 1,395 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 7,227 sqft (0.166 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2178 RURAL PL |
|---|---|
| City | COSTA MESA |
| State | CA |
| Zip | 92627-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 1462 BLK LOT 14 |
| Legal Subdivision | TRACT 1462 |
| Legal Tract | 1462 |
| Legal Lot Number | 14 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 63201 |
2178 Rural Pl is owned by a company that acquired it in August 2020 and is owner-occupied.
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2178 RURAL PL, COSTA MESA, CA 92627-1731 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTLINE HM LOANS INC |
| Aug 10, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTLINE HM LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 1999 · Amount on File |
| Deed Sale | Jan 5, 1999 · Amount on File |
| Deed Document Number | 19994771 |
| Last Transfer Date | Aug 7, 2020 |
| Transfer Doc | 0000392669 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2178 RURAL PL, COSTA MESA, CA 92627-1731 |
| Document Number | 0000413987 |
| Instrument Date | Aug 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2178 RURAL PL COSTA MESA CA 926271731, COSTA MESA, CA 92627-1731 |
| Document Number | 0000413987 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 413987 |
| Name | FIRSTLINE HM LOANS INC |
|---|---|
| Address | NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 16, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 10, 2020 |
| Property Address | 2178 RURAL PL, COSTA MESA, CA 92627-1731 |
| Document Number | 0000392669 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 392669 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2178 RURAL PL COSTA MESA CA 926271731, COSTA MESA, CA 92627-1731 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2178 RURAL PL, COSTA MESA, CA 92627-1731 |
| Document Number | 0000040405 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2017 |
| Title Company | USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2178 RURAL PL COSTA MESA CA 926271731, COSTA MESA, CA 92627-1731 |
| Document Number | 0000040405 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | 40405 |
| Name | FIRSTLINE HM LOANS INC |
|---|---|
| Address | NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 29, 2032 |
The 2025 property tax bill for 2178 Rural Pl was $5,917 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Costa Mesa City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $477,251 (+2%) Land $380,613 Building $96,638 | |
| 2025 | $5,917.00 Homeowner's exemption | $467,894 Land $373,150 Building $94,744 |
| 2023 | $5,406.00 (+3.86%) Homeowner's exemption | $435,077 Land $358,660 Building $76,417 |
| 2022 | $5,205.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2178 Rural Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2178 Rural Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 889 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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