2170 Rural Pl, Costa Mesa, CA 92627 Property Records

Orange County property record for 2170 Rural Pl, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,134 sqft · built 1951
Lot Size	0.166 acres (7,227 sqft)
Owner	2 Individual Names on File
Last Sale	$1,925,000 (Aug 2026)
Tax Bill	$12,657 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`426-121-35`

Property Details

APN / Parcel Number

Primary APN	`426-121-35`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	7,227 sqft (0.166 acres)
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2170 RURAL PL
City	COSTA MESA
State	CA
Zip	92627-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1462 BLK LOT 13
Legal Subdivision	COSTA MESA COUNTY WATER DISTRICT
Legal Tract	1462
Legal Lot Number	13
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	3
Census Block	3001
Census Tract	63201

Owner

2170 Rural Pl is owned and occupied by two individuals who bought it in August 2026.

Source: Orange County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2170 RURAL PL, COSTA MESA, CA 92627-1731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Grant Deed, Transfer · Conventional Mortgage CHOICE LENDING
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Sep 21, 2018	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 26, 2017	Quit Claim Deed, Transfer BANK OF HOPE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on File
Deed Sale	Aug 5, 2026 · Amount on File
Prior Sale	Sep 21, 2018 · Amount on File
Deed Document Number	2026222230
Prior Transfer Date	Oct 30, 2017
Prior Transfer Doc	0000557082
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 5, 2026
Property Address	2170 RURAL PL, COSTA MESA, CA 92627-1731
Document Number	0000222230
Instrument Date	Aug 3, 2026
Instrument	2026222230
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213,867.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2170 RURAL PL, COSTA MESA, CA 92627-1731
Investor	Possibly a Property Investor

Mortgage

Document Number	0000222231,
Date	Aug 5, 2026
Instrument	2026222231

Lender

Name	CHOICE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2170 RURAL PL, COSTA MESA, CA 92627-1731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000356407
Date	Sep 18, 2019
Instrument	2019000356407

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2170 RURAL PL, COSTA MESA, CA 92627-1731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2170 RURAL PI, COSTA MESA, CA 92627-1731

Mortgage

Document Number	0000776191
Date	Dec 30, 2020
Instrument	2020000776191

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	MESA, AZ 85203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 21, 2018
Property Address	2170 RURAL PL, COSTA MESA, CA 92627-1731
Document Number	0000345362
Map Reference	MB43 PG48
Instrument Date	Aug 28, 2018
Instrument	2018000345362
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFG NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2170 RURAL PL, COSTA MESA, CA 92627-1731

Mortgage

Document Number	0000345363
Date	Sep 21, 2018
Instrument	2018000345363

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 26, 2017
Property Address	2170 RURAL PL, COSTA MESA, CA 92627-1731
Document Number	0000557082
Instrument Date	Oct 30, 2017
Instrument	557082
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	EQUITY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2170 RURAL PL COSTA MESA CA 926271731, COSTA MESA, CA 92627-1731

Mortgage

Document Number	557083
Date	Dec 26, 2017
Instrument	557083

Lender

Name	BANK OF HOPE
Address	LOS ANGELES, CA 90010

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2170 Rural Pl was $12,657, up 2.2% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,116,208 (+2%) Land $1,047,722 Building $68,486
2025	$12,657.00 (+2.18%)	$1,094,322 Land $1,027,178 Building $67,144
2024	$12,387.00 (+3.13%)
2023	$12,011.00 (+2.98%)	$1,051,829 Land $987,291 Building $64,538
2022	$11,663.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2170 Rural Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2170 Rural Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 889 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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