2156 Rural Pl, Costa Mesa, CA 92627 Property Records

Orange County property record for 2156 Rural Pl, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,238 sqft · built 1951
Lot Size	0.234 acres (10,206 sqft)
Owner	2 Individual Names on File
Last Sale	$1,750,000 (Dec 2021)
Tax Bill	$20,546 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`426-121-33`

Property Details

APN / Parcel Number

Primary APN	`426-121-33`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,238 sqft Living Area
Gross Area	2,227 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	10,206 sqft (0.234 acres)
Garage Area	989 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2156 RURAL PL
City	COSTA MESA
State	CA
Zip	92627-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1462 BLK LOT 11
Legal Subdivision	TRACT 1462
Legal Tract	1462
Legal Lot Number	11
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	3
Census Block	3001
Census Tract	63201

Owner

2156 Rural Pl is owned and occupied by two individuals who bought it in December 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2156 RURAL PL, COSTA MESA, CA 92627-1731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 5, 2018	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Dec 13, 2019	Grant Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK
Dec 13, 2019	Quit Claim Deed FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Dec 13, 2019 · Amount on File
Deed Document Number	2021777423
Prior Transfer Date	Oct 30, 2019
Prior Transfer Doc	0000522275
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 30, 2021
Property Address	2156 RURAL PL, COSTA MESA, CA 92627-1731
Document Number	0000777423
Map Reference	MB 43 PG 48
Instrument Date	Dec 13, 2021
Instrument	2021000777423
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1682 JETTY DR, COSTA MESA, CA 92627-3687

Mortgage

Document Number	0000777424
Date	Dec 30, 2021
Instrument	2021000777424

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2156 RURAL PL, COSTA MESA, CA 92627-1731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041171
Date	Feb 5, 2018
Instrument	2018000041171

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 13, 2019
Property Address	2156 RURAL PL, COSTA MESA, CA 92627-1731
Document Number	0000522276
Map Reference	MB 43 PG 48
Instrument Date	Dec 5, 2019
Instrument	2019000522276
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2156 RURAL PL, COSTA MESA, CA 92627-1731

Mortgage

Document Number	0000522277
Date	Dec 13, 2019
Instrument	2019000522277

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.86%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.86%
Index	1-Year CMT
Max Rate	7.86%

December 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 13, 2019
Property Address	2156 RURAL PL, COSTA MESA, CA 92627-1731
Document Number	0000522275
Instrument Date	Oct 30, 2019
Instrument	522275
Record Updated	Dec 27, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	115 IRVINE COVE PL LAGUNA BEACH CA 926511042, LAGUNA BEACH, CA 92651-1042

Tax Assessment & Valuation

The 2025 property tax bill for 2156 Rural Pl was $20,546.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,894,256 (+2%) Land $1,801,445 Building $92,811
2025	$20,546.00	$1,857,114 Land $1,766,122 Building $90,992
2023	$19,631.00 (+2.26%)	$1,785,000 Land $1,697,541 Building $87,459
2022	$19,198.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2156 Rural Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2156 Rural Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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