2192 Rural Pl, Costa Mesa, CA 92627 Property Records

Orange County property record for 2192 Rural Pl, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,474 sqft · built 1951
Lot Size	0.166 acres (7,227 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,905 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`426-121-38`

Property Details

APN / Parcel Number

Primary APN	`426-121-38`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
1st Floor Area	1,474 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	7,227 sqft (0.166 acres)
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2192 RURAL PL
City	COSTA MESA
State	CA
Zip	92627-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1462 BLK LOT 16
Legal Subdivision	TRACT NO 1462
Legal Tract	1462
Legal Lot Number	16
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	3
Census Block	3001
Census Tract	63201

Owner

2192 Rural Pl is owner-occupied and held in a trust since May 1999.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2192 RURAL PL, COSTA MESA, CA 92627-1731
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRSTLINE HOME LOANS INC
Jun 7, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 15, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 1999
Deed Sale	May 25, 1999
Prior Sale	May 23, 1994 · Amount on File
Deed Document Number	1999383618
Prior Transfer Date	Jan 8, 1996
Prior Transfer Doc	0000012522
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2192 RURAL PL, COSTA MESA, CA 92627-1731
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2192 RURAL PL, COSTA MESA, CA 92627-1731

Mortgage

Document Number	0000195592
Date	May 27, 2022
Instrument	2022000195592

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 7, 2021
Property Address	2192 RURAL PL, COSTA MESA, CA 92627-1731
Document Number	0000377554
Map Reference	MB 43 PG 48
Instrument Date	May 12, 2021
Instrument	2021000377554
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2192 RURAL PL, COSTA MESA, CA 92627-1731

Mortgage

Document Number	0000377555
Date	Jun 7, 2021
Instrument	2021000377555

Lender

Name	FIRSTLINE HOME LOANS INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 7, 2021
Property Address	2192 RURAL PL, COSTA MESA, CA 92627-1731
Document Number	0000377556
Map Reference	MB 43 PG 48
Instrument Date	May 12, 2021
Instrument	2021000377556
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2192 RURAL PL, COSTA MESA, CA 92627-1731

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 15, 2017
Property Address	2192 RURAL PL, COSTA MESA, CA 92627-1731
Document Number	0000393639
Instrument Date	Aug 26, 2017
Instrument	393639
Transaction Type	Transfer
Record Updated	Sep 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2192 RURAL PL COSTA MESA CA 926271731, COSTA MESA, CA 92627-1731

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 15, 2017
Property Address	2192 RURAL PL, COSTA MESA, CA 92627-1731
Document Number	0000393640
Instrument Date	Aug 26, 2017
Instrument	393640
Transaction Type	Transfer
Record Updated	Sep 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2192 RURAL PL COSTA MESA CA 926271731, COSTA MESA, CA 92627-1731

Tax Assessment & Valuation

The 2025 property tax bill for 2192 Rural Pl was $5,905 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$475,991 (+2%) Land $360,873 Building $115,118
2025	$5,905.00 Homeowner's exemption	$466,658 Land $353,797 Building $112,861
2023	$5,548.00 (+3.82%) Homeowner's exemption	$448,538 Land $340,058 Building $108,480
2022	$5,344.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2192 Rural Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2192 Rural Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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