2174 E Lake Dr, Union, NE 68455 Property Records

Cass County property record for 2174 E Lake Dr, Union, NE 68455

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,908 sqft · built 1970
Lot Size	0.355 acres (15,504 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jul 2023)
Tax Bill	$10,513 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`3483-08-0-00003-000-0350`

Property Details

APN / Parcel Number

Primary APN	`3483-08-0-00003-000-0350`
Alternative APN	`130177792`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,908 sqft Living Area
1st Floor Area	1,068 sqft
Basement Area	1,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,504 sqft (0.355 acres)
Lot Dimensions	110 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	253 sqft
Deck Area	640 sqft
Patio Area	1,098 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2174 E LAKE DR
City	UNION
State	NE
Zip	68455-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	06-RECREAT
Legal Description	LAKE WA CON DA LOT 326 REPLAT 17-10-14
Legal Range	14
Legal Township	10
Legal Section	17
Legal Subdivision	LAKE WACONDA
Legal Lot Number	326
Jurisdiction	CASS NE
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3167
Census Tract	966000

Owner

2174 E Lake Dr is owned by two individuals who bought it in July 2023.

Source: Cass County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	317 S 49TH AVE, OMAHA, NE 68132-3503
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on File
Deed Sale	Jul 27, 2023 · Amount on File
Prior Sale	Oct 10, 2012
Deed Document Number	20232643
Record Updated	Sep 20, 2026

July 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CASS NE
Recording Date	Jul 27, 2023
Property Address	2174 E LAKE DR, UNION, NE 68455-2601
Document Number	0202302643
Instrument Date	Jul 19, 2023
Instrument	2023-02643
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$776.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	619 SHOREWOOD LN, WATERLOO, NE 68069-9785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3173 S 49TH AVE, OMAHA, NE 68106

Mortgage

Document Number	0202302644
Date	Jul 27, 2023
Instrument	2023-02644

Lender

Name	DUNDEE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2174 E Lake Dr was $10,513.

Source: Cass County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cass County
Unified School District	Nebraska City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,165 (+3.62%) Land $171,300 Building $224,865	$396,165 (+3.62%) Land $171,300 Building $224,865
2025	$10,513.00	$382,330 Land $171,300 Building $211,030	$382,330 Land $171,300 Building $211,030
2023	$10,572.00	$354,575 Land $149,025 Building $205,550	$354,575 Land $149,025 Building $205,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2174 E Lake Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 14, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 107 policies
Nearby Flood Policies	107 in force
Nearby Flood Claims	156 (1984–2024)
Claims Outside the SFHA	137 of 156
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2019 · 27 claims Flooding, Aug 2011 · 103 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2174 E Lake Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 41% of Nebraska
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS CO SID #1 - LAKE WA-CON-DA VILLAGE serves 420 people · EPA ID NE3102519
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Lake Dr

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