2166 E Lake Dr, Union, NE 68455 Property Records

Cass County property record for 2166 E Lake Dr, Union, NE 68455 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,816 sqft · built 1998
Lot Size	0.159 acres (6,942 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jun 2026)
Tax Bill	$12,430 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`130225886`

Property Details

APN / Parcel Number

Primary APN	`130225886`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,816 sqft Living Area
1st Floor Area	2,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2024
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,942 sqft (0.159 acres)
Lot Dimensions	100 ft deep x 69.1 ft wide
Garage Type	Built-in
Garage Area	704 sqft
Driveway	Concrete Driveway
Driveway Area	594 sqft
Parking Spaces	2 Parking Spaces
Patio Area	96 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2166 E LAKE DR
City	UNION
State	NE
Zip	68455-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE WA CON DA SL1 OF TAX LOT 22 REPLAT NE1/4 17-10-14 (.17)
Legal Range	14
Legal Township	10
Legal Section	17
Legal Subdivision	LAKE WACONDA
Legal Lot Number	22
Jurisdiction	CASS NE
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3167
Census Tract	966000

Owner

Source: Cass County records · APN 130225886

Assessment roll updated February 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2166 E LAKE DR, UNION, NE 68455-2601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK NEBRASKA
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK NEBRASKA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Jun 05, 2002 · Amount on Record
Deed Document Number	20262990
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS NE
Recording Date	Jun 30, 2026
Property Address	2166 E LAKE DR, UNION, NE 68455-2601
Document Number	0000002990
Instrument Date	May 08, 2026
Instrument	20262990
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	AMBASSADOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$123,018.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2166 E LAKE DR, UNION, NE 68455-2601

Mortgage

Document Number	0000002991,
Date	Jun 30, 2026
Instrument	20262991

Lender

Name	FIRSTBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS NE
Property Address	2166 E LAKE DR, UNION, NE 68455-2601
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101037
Date	Feb 16, 2021
Instrument	2021-01037

Lender

Name	FIRST STATE BANK NEBRASKA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS NE
Property Address	2166 E LAKE DR, UNION, NE 68455-2601
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202007424
Date	Dec 16, 2020
Instrument	2020-07424

Lender

Name	FIRST STATE BANK NEBRASKA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated February 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cass County
Unified School District	Nebraska City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$553,380 (+22.42%) Land $129,895 Building $423,485	$553,380 (+22.42%) Land $129,895 Building $423,485
2025	$12,430.00 (-2.44%)	$452,030 (+5.78%) Land $129,895 Building $322,135	$452,030 (+5.78%) Land $129,895 Building $322,135
2023	$12,741.00	$427,320 Land $112,980 Building $314,340	$427,320 Land $112,980 Building $314,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (31025C), updated August 14, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310259660003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 107 individual NFIP policies nearby
Nearby Flood Policies	107 in force
Nearby Flood Claims	156 (1984–2024)
Claims Outside the SFHA	137 of 156
Most Recent Claim	Jun 2024, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Mar 2019 · 27 claims Flooding, Aug 2011 · 103 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 42% of Nebraska
Wildfire Likelihood	About 1 in 877 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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