2162 E Lake Dr, Union, NE 68455 Property Records

Cass County property record for 2162 E Lake Dr, Union, NE 68455

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,040 sqft · built 2003
Lot Size	0.148 acres (6,465 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Aug 2019)
Tax Bill	$10,062 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`130380385`

Property Details

APN / Parcel Number

Primary APN	`130380385`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	6,465 sqft (0.148 acres)
Lot Dimensions	92.1 ft deep x 70.2 ft wide
Garage Type	Attached
Garage Area	912 sqft
Driveway	Concrete Driveway
Driveway Area	198 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	40 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2162 E LAKE DR
City	UNION
State	NE
Zip	68455-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	06-RECREAT
Legal Description	LAKE WA CON DA SL2 OF TAX LOT 22 REPLAT NE1/4 17-10-14 (.15)
Legal Range	14
Legal Township	10
Legal Section	17
Legal Subdivision	LAKE WACONDA
Legal Lot Number	22
Jurisdiction	CASS NE
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3167
Census Tract	966000

Owner

Source: Cass County records · APN 130380385

Assessment roll updated February 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2162 E LAKE DR, UNION, NE 68455-2601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2019 · Amount on Record
Deed Sale	Aug 14, 2019 · Amount on Record
Prior Sale	Aug 08, 2003 · Amount on Record
Deed Document Number	20193311
Deed Book / Page	165 / 124
Prior Transfer Date	Jan 05, 2009
Prior Transfer Doc	191/142
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS NE
Recording Date	Aug 14, 2019
Property Address	2162 E LAKE DR, UNION, NE 68455-2601
Document Number	165/124
Book / Page	165 / 124
Instrument Date	Jul 29, 2019
Instrument	2019-03311
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	CHARTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$596.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14811 S 20TH ST, 14811, BELLEVUE, NE 68123-4700

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2162 E LAKE DR, UNION, NE 68455-2601

Mortgage

Document Number	000165/125
Date	Aug 14, 2019
Book Page	165/125
Instrument	2019-03312

Lender

Name	SYNERGY ONE LENDING INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated February 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cass County
Unified School District	Nebraska City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,685 (+5.67%) Land $130,980 Building $255,705	$386,685 (+5.67%) Land $130,980 Building $255,705
2025	$10,062.00 (-1.55%)	$365,920 (+6.76%) Land $130,980 Building $234,940	$365,920 (+6.76%) Land $130,980 Building $234,940
2023	$10,220.00	$342,765 Land $113,925 Building $228,840	$342,765 Land $113,925 Building $228,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 14, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 policies
Nearby Flood Policies	107 in force
Nearby Flood Claims	156 (1984–2024)
Claims Outside the SFHA	137 of 156
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2019 · 27 claims Flooding, Aug 2011 · 103 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 41% of Nebraska
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CASS CO SID #1 - LAKE WA-CON-DA VILLAGE serves 420 people
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.