Cass County property record for 2186 E Lake Dr, Union, NE 68455 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,048 sqft · built 1977 |
| Lot Size | 0.205 acres (8,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Sep 2018) |
| Tax Bill | $8,133 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 3483-08-0-00003-000-0342 |
| Primary APN | 3483-08-0-00003-000-0342 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,048 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,970 sqft (0.205 acres) |
| Lot Dimensions | 130 ft deep x 69 ft wide |
| Garage Type | Mixed |
| Garage Area | 2,544 sqft |
| Parking Spaces | 10 Parking Spaces |
| Patio Area | 49 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2186 E LAKE DR |
|---|---|
| City | UNION |
| State | NE |
| Zip | 68455-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE WA CON DA LOT 322 17-10-14 |
| Legal Range | 14 |
| Legal Township | 10 |
| Legal Section | 17 |
| Legal Subdivision | LAKE WACONDA |
| Legal Lot Number | 322 |
| Jurisdiction | CASS NE |
| Township / Civil Division | LIBERTY |
| Census Block Group | 3 |
| Census Block | 3157 |
| Census Tract | 966000 |
Source: Cass County records · APN 3483-08-0-00003-000-0342
Assessment roll updated February 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2186 E LAKE DR, UNION, NE 68455-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Sep 07, 2018 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 07, 2018 · Amount on Record |
| Deed Sale | Sep 07, 2018 · Amount on Record |
| Prior Sale | Aug 02, 2016 · Amount on Record |
| Deed Document Number | 20184099 |
| Deed Book / Page | 146 / 261 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS NE |
| Property Address | 2186 E LAKE DR, UNION, NE 68455-2601 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202202138 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022-02138 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS NE |
| Property Address | 2186 E LAKE DR, UNION, NE 68455-2601 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202006470 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020-06470 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS NE |
| Recording Date | Sep 07, 2018 |
| Property Address | 2186 E LAKE DR, UNION, NE 68455-2601 |
| Document Number | 00146/0261 |
| Book / Page | 146 / 0261 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 04099 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $517.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2186 E LAKE DR, UNION, NE 68455-2601 |
| Document Number | 00146/0262 |
|---|---|
| Date | Sep 07, 2018 |
| Book Page | 146/0262 |
| Instrument | 04100 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2048 |
Source: Cass County records · Assessment roll updated February 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Cass County |
| Unified School District | Conestoga Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,885 (-2.17%) Land $129,775 Building $147,110 | $276,885 (-2.17%) Land $129,775 Building $147,110 | |
| 2025 | $8,133.00 (+9.73%) | $283,030 (+7.51%) Land $129,775 Building $153,255 | $283,030 (+7.51%) Land $129,775 Building $153,255 |
| 2023 | $7,412.00 | $263,260 Land $112,875 Building $150,385 | $263,260 Land $112,875 Building $150,385 |
Source: FEMA National Flood Hazard Layer, Cass County (31025C), updated August 14, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310259660003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 107 individual NFIP policies nearby |
| Nearby Flood Policies | 107 in force 36 of 107 on primary residences |
| Nearby Flood Claims | 156 (1984–2024) |
| Claims Outside the SFHA | 137 of 156 |
| Most Recent Claim | Jun 2024, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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