217 Whitcomb Dr, Geneva, FL 32732 Property Records

Seminole County property record for 217 Whitcomb Dr, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 806 sqft · built 1950
Lot Size	2.3 acres (100,450 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Mar 2019)
Tax Bill	$3,691 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`24-20-32-501-0A00-0260`

Property Details

APN / Parcel Number

Primary APN	`24-20-32-501-0A00-0260`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	806 sqft Living Area
1st Floor Area	806 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	100,450 sqft (2.3 acres)
Lot Dimensions	350 ft deep x 287 ft wide

Exterior Amenities

Porch	Porch
Porch Area	480 sqft
Patio Area	1 sqft
Pole Barn	621 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	217 WHITCOMB DR
City	GENEVA
State	FL
Zip	32732-9253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NLY 91.31 FT OF LOT 24 & ALL OF LOTS 25 & 26 BLK A LAKE HARNEY SHORES PB 7 PG 77
Legal Range	32E
Legal Township	20S
Legal Section	24
Legal Subdivision	LAKE HARNEY SHORES
Legal Tract	501
Legal Block	A
Legal Lot Number	24-26
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2018
Census Tract	21201

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	217 WHITCOMB DR, GENEVA, FL 32732-9253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Warranty Deed, Transfer · Conventional with PMI ENVOY MTG
Mar 20, 2019	Grant Deed, Transfer · Conventional Mortgage APPLETON FAMILY LIVING TR (LT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2019 · Amount on Record
Deed Sale	Mar 20, 2019 · Amount on Record
Prior Sale	Jan 3, 2005 · Amount on Record
Deed Document Number	2019029027
Deed Book / Page	09318 / 1495
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 29, 2019
Property Address	217 WHITCOMB DR, GENEVA, FL 32732-9253
Document Number	0094680162
Book / Page	009468 / 000162
Instrument Date	Oct 24, 2019
Instrument	117957
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	60 PARTRIDGE CIR WINTER SPRINGS FL 327084122, WINTER SPRINGS, FL 32708-4122

Mortgage

Document Number	94680164
Date	Oct 29, 2019
Book Page	009468/000164
Instrument	117958

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 20, 2019
Property Address	217 WHITCOMB DR, GENEVA, FL 32732-9253
Document Number	0093181495
Book / Page	009318 / 001495
Instrument Date	Mar 14, 2019
Instrument	29027
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 IRENE DALE DR CASSELBERRY FL 327079065, CASSELBERRY, FL 32707-9065

Mortgage

Document Number	93181498
Date	Mar 20, 2019
Book Page	009318/001498
Instrument	29028

Lender

Name	APPLETON FAMILY LIVING TR (LT)
Address	604 YORKSHIRE DR, OVIEDO, FL 32765-8158

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 19, 2024

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,691.00 (+96.54%) Homeowner's exemption	$301,937 (+89.88%)	$377,170 (+111.02%) Land $313,806 Building $63,364
2023	$1,878.00 (+2.96%) Homeowner's exemption	$159,012 (+3%)	$178,736 (+0.33%) Land $117,860 Building $60,876
2022	$1,824.00 Homeowner's exemption	$154,381	$178,141 Land $117,860 Building $60,281

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 201 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	112 (1982–2024)
Claims Outside the SFHA	10 of 112
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 31 claims Hurricane Ian, Oct 2022 · 44 claims Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HARNEY WATER ASSOCIATION private · serves 700 people · EPA ID FL3590698
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2024 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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