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175 Whitcomb Dr, Geneva, FL 32732 Property Records

Seminole County property record for 175 Whitcomb Dr, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,843 sqft · built 2006
Lot Size0.803 acres (35,000 sqft)
OwnerIndividual Name on Record
Last Sale$975,000 (Aug 2024)
Tax Bill$6,171 (2024)
Deeds & MortgagesMay 2021 Mortgage
Jan 2019 Loan Modification
Flood ZoneZone AE (high risk)
APN24-20-32-501-0A00-0160

Property Details

APN / Parcel Number

Primary APN24-20-32-501-0A00-0160

Interior

Bedrooms5 Beds
Full Baths5 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area3,843 sqft Living Area
1st Floor Area2,981 sqft
2nd Floor Area862 sqft
Upper Floors Area862 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialTile
Lot Area35,000 sqft (0.803 acres)
Lot Dimensions350 ft deep x 100 ft wide
Garage Area792 sqft
Parking Spaces3 Parking Spaces
PorchFinished/Screened Porch
Porch Area791 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address175 WHITCOMB DR
CityGENEVA
StateFL
Zip32732-9252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 BLK A LAKE HARNEY SHORES PB 7 PG 77
Legal Range32E
Legal Township20S
Legal Section24
Legal SubdivisionLAKE HARNEY SHORES
Legal Tract501
Legal BlockA
Legal Lot Number16
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2018
Census Tract21201

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address175 WHITCOMB DR, GENEVA, FL 32732-9252
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jan 22, 2019Loan Modification, Mortgage · Conventional Mortgage
IBERIABANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2024 · Amount on Record
Deed SaleAug 15, 2024 · Amount on Record
Prior SaleApr 15, 2015 · Amount on Record
Deed Document Number2024074035
Deed Book / Page10679 / 980
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address175 WHITCOMB DR, GENEVA, FL 32732-9252
Transaction TypeMortgage
Record UpdatedJun 1, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 WHITCOMB DR, GENEVA, FL 32732-9252

Mortgage

Document Number0099301207
DateMay 14, 2021
Book Page9930/1207
Instrument2021064133
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSEMINOLE FL
Property Address175 WHITCOMB DR, GENEVA, FL 32732-9252
Document Number0092940050
Instrument DateJan 22, 2019
Transaction TypeMortgage
Record UpdatedFeb 21, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address175 WHITCOMB DR GENEVA FL 327329252, GENEVA, FL 32732-9252

Mortgage

Document Number0092940050
DateFeb 5, 2019
Book Page009294/000050
Instrument12878
Lender
NameIBERIABANK
TypeBank
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$719,509 (+53.07%)$972,526 (+36.77%) Land $156,200 Building $816,326
2024$6,171.00 (+2.36%)
2023$6,029.00 (+2.46%) Homeowner's exemption$470,038 (+3%)$711,046 (+0.83%) Land $142,000 Building $569,046
2022$5,884.00 Homeowner's exemption$456,348$705,220 Land $142,000 Building $563,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 201 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims112 (1982–2024)
Claims Outside the SFHA10 of 112
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 31 claims
  • Hurricane Ian, Oct 2022 · 44 claims
  • Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 71% of Florida
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE HARNEY WATER ASSOCIATION
private · serves 700 people · EPA ID FL3590698
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2024
Total trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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