187 Whitcomb Dr, Geneva, FL 32732 Property Records

Seminole County property record for 187 Whitcomb Dr, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,075 sqft · built 2006
Lot Size	1.82 acres (79,450 sqft)
Owner	Trust Name on File
Last Sale	$120,000 (Apr 2022)
Tax Bill	$9,605 (2025)
Deeds & Mortgages	Nov 2025 Transfer Apr 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-20-32-501-0A00-0180`

Property Details

APN / Parcel Number

Primary APN	`24-20-32-501-0A00-0180`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,075 sqft Living Area
1st Floor Area	1,777 sqft
2nd Floor Area	1,298 sqft
Upper Floors Area	1,298 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	79,450 sqft (1.82 acres)
Lot Dimensions	350 ft deep x 227 ft wide
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	981 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	187 WHITCOMB DR
City	GENEVA
State	FL
Zip	32732-9252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 18 & 19 BLK A LAKE HARNEY SHORES PB 7 PG 77
Legal Range	32
Legal Township	20
Legal Section	24
Legal Subdivision	LAKE HARNEY SHORES
Legal Tract	501
Legal Block	A
Legal Lot Number	18-19 19
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2018
Census Tract	21201

Owner

187 Whitcomb Dr is held in a trust since November 2025.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	2490 FORT LANE RD, GENEVA, FL 32732-9722
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Intrafamily Transfer, Transfer
Apr 14, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	Apr 14, 2022 · Amount on File
Deed Document Number	0102180258
Deed Book / Page	10218 / 258
Last Transfer Date	Nov 13, 2025
Transfer Doc	0109340171
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Nov 13, 2025
Property Address	187 WHITCOMB DR, GENEVA, FL 32732-9252
Document Number	0109340171
Book / Page	10934 / 171
Map Reference	MB 8 PG 26
Instrument Date	Oct 30, 2025
Instrument	2025113372
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2490 FORT LANE RD, GENEVA, FL 32732-9722

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2490 FORT LANE RD, GENEVA, FL 32732-9722

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 14, 2022
Property Address	187 WHITCOMB DR, GENEVA, FL 32732-9252
Document Number	0102180258
Book / Page	10218 / 258
Map Reference	MB 8 PG 26
Instrument Date	Apr 12, 2022
Instrument	2022045364
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2490 FORT LANE RD, GENEVA, FL 32732-9722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 WHITCOMB DR, GENEVA, FL 32732-9254

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 30, 2020
Property Address	187 WHITCOMB DR, GENEVA, FL 32732-9252
Document Number	0096641751
Book / Page	9664 / 1751
Map Reference	MB 7 PG 77-19
Instrument Date	Jul 27, 2020
Instrument	2020082239
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	FIRST SERVICE TTL OF FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	375 DANCING WATER DR, 375, WINTER SPRINGS, FL 32708-0010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 E SOUTH TEMPLE APT 201, 201, SALT LAKE CITY, UT 84102-1175

Mortgage

Document Number	0096641752
Date	Jul 30, 2020
Instrument	9664/1752

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 187 Whitcomb Dr was $9,605.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,605.00	$704,414	$704,414 Land $265,931 Building $438,483
2023	$9,018.00 (+7.33%)	$655,437 (+6.01%)	$655,437 (+0.64%) Land $241,755 Building $413,682
2022	$8,402.00	$618,253	$651,237 Land $241,755 Building $409,482

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Whitcomb Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 201 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	112 (1982–2024)
Claims Outside the SFHA	10 of 112
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 31 claims Hurricane Ian, Oct 2022 · 44 claims Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Whitcomb Dr is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HARNEY WATER ASSOCIATION private · serves 700 people · EPA ID FL3590698
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2024 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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