209 Whitcomb Dr, Geneva, FL 32732 Property Records

Seminole County property record for 209 Whitcomb Dr, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,594 sqft · built 1979
Lot Size1.85 acres (80,500 sqft)
Owner2 Individual Names on Record
Last Sale$6,000,000 (May 2017)
Tax Bill$3,533 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone AE (high risk)
APN24-20-32-501-0A00-0220

Property Details

APN / Parcel Number

Primary APN24-20-32-501-0A00-0220

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,594 sqft Living Area
1st Floor Area1,600 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1979
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeShed Roof
Roof MaterialGalvanized Metal
Lot Area80,500 sqft (1.85 acres)
Lot Dimensions350 ft deep x 230 ft wide
Garage TypeMixed
Garage Area425 sqft
CarportCarport
Carport Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area240 sqft
Patio Area1,730 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address209 WHITCOMB DR
CityGENEVA
StateFL
Zip32732-9253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 22 & 23 & SLY 8.69 FT OF LOT 24 & NLY 22 FT OF LOT 21 BLK A LAKE HARNEY SHORES PB 7 PG 77
Legal Range32E
Legal Township20S
Legal Section24
Legal SubdivisionLAKE HARNEY SHORES
Legal Tract501
Legal BlockA
Legal Lot Number21-24 23
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2018
Census Tract21201

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address209 WHITCOMB DR, GENEVA, FL 32732-9253
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2017 · Amount on Record
Deed SaleMay 4, 2017 · Amount on Record
Prior SaleMay 28, 1998 · Amount on Record
Deed Document Number2017043898
Deed Book / Page08906 / 0081
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address209 WHITCOMB DR, GENEVA, FL 32732-9253
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096261018
DateJun 17, 2020
Book Page9626/1018
Instrument2020062623
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,533.00 (+3.18%) Homeowner's exemption$290,714 (+5.99%)$544,530 (+8%) Land $359,260 Building $185,270
2023$3,424.00 (+2.64%) Homeowner's exemption$274,292 (+3%)$504,178 (+0.24%) Land $326,600 Building $177,578
2022$3,336.00 Homeowner's exemption$266,303$502,947 Land $326,600 Building $176,347

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 201 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims112 (1982–2024)
Claims Outside the SFHA10 of 112
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 31 claims
  • Hurricane Ian, Oct 2022 · 44 claims
  • Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 69% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE HARNEY WATER ASSOCIATION
private · serves 700 people · EPA ID FL3590698
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2024
Total trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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