217 Seneca St, Elgin, IL 60120 Property Records

Kane County property record for 217 Seneca St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,090 sqft · built 1878
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jan 2026)
Tax Bill	$4,616 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-360-006`

Property Details

APN / Parcel Number

Primary APN	`06-12-360-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,090 sqft Living Area
Gross Area	1,800 sqft
Basement Area	710 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	217 SENECA ST
City	ELGIN
State	IL
Zip	60120-3708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADDN WEST 4 RODS NORTH 8 RODS LOT 2 BLOCK 16
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	16
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2020
Census Tract	851302

Owner

217 Seneca St is owned by an individual who bought it in January 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	793 N YORK ST, ELMHURST, IL 60126-1313
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026 · Amount on File
Deed Sale	Jan 20, 2026 · Amount on File
Prior Sale	Oct 28, 2020 · Amount on File
Deed Document Number	20262364
Prior Transfer Date	Jan 13, 2026
Prior Transfer Doc	0000002364
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 20, 2026
Property Address	217 SENECA ST, ELGIN, IL 60120-3708
Document Number	0000002364
Instrument Date	Jan 13, 2026
Instrument	2026K002364
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 SENECA ST, ELGIN, IL 60120-3708

Mortgage

Document Number	0000002365
Date	Jan 20, 2026
Instrument	2026K002365

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.62%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 28, 2020
Property Address	217 SENECA ST, ELGIN, IL 60120-3708
Document Number	0000065062
Instrument Date	Jun 16, 2020
Instrument	2020K065062
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 6TH ST, WHEELING, IL 60090-2929

Mortgage

Document Number	0000065063
Date	Oct 28, 2020
Instrument	2020K065063

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jul 1, 2050

Interest

Rate	2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 217 Seneca St was $4,616, up 4.7% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,616.00 (+4.69%) Homeowner's exemption	$68,507 (+8.57%) Land $17,786 Building $50,721	$205,603 (+8.57%) Land $53,379 Building $152,224
2024	$4,409.00 Homeowner's exemption	$63,099 Land $16,382 Building $46,717	$189,373 Land $49,166 Building $140,207
2022	$3,986.00 (+4.89%) Homeowner's exemption	$51,979 (+6.96%) Land $13,495 Building $38,484	$155,937 (+6.96%) Land $40,485 Building $115,452
2021	$3,800.00 Homeowner's exemption	$48,597 Land $12,617 Building $35,980	$145,791 Land $37,851 Building $107,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 217 Seneca St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 217 Seneca St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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