172 Seneca St, Elgin, IL 60120 Property Records

Kane County property record for 172 Seneca St, Elgin, IL 60120

Property Summary

Property Type	Commercial Vacant Land
Details	16 bd · 10 ba · 12,160 sqft · built 1926
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Last Sale	$1,250,000 (Jun 2006)
Tax Bill	$27,006 (2025)
Deeds & Mortgages	Nov 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-11-484-010`

Property Details

APN / Parcel Number

Primary APN	`06-11-484-010`

Interior

Bedrooms	16 Beds
Full Baths	10 Baths
Total Rooms	36 Rooms
Units	8 Units
Stories	2 Stories
Building Area	12,160 sqft Gross Area
Basement Area	3,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Brick
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Detached
Parking Spaces	7 Parking Spaces

Location & Zoning

Street Address	172 SENECA ST
City	ELGIN
State	IL
Zip	60120-3664
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	P J KIMBALL JRS 3RD ADDN EXCEPT WEST 3 RODS OF LOT 4 BLOCK 21
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	21
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2022
Census Tract	851302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11N050 GALE ST, ELGIN, IL 60123-5816
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2006 · Amount on Record
Deed Sale	Jun 28, 2006 · Amount on Record
Prior Sale	Oct 5, 1994 · Amount on Record
Deed Document Number	200669542
Prior Transfer Date	Mar 14, 2002
Prior Transfer Doc	0000040686
Record Updated	Oct 29, 2026

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	172 SENECA ST, ELGIN, IL 60120-3664
Document Number	0000062018
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	172 SENECA ST ELGIN IL 601203664, ELGIN, IL 60120-3664

Mortgage

Document Number	0000062018
Date	Dec 27, 2018
Instrument	62018

Lender

Name	HEARTLAND BK
Type	Bank
Address	AURORA, IL 60503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 26, 2023

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,006.00 (+15.96%)	$353,991 (+8.57%) Land $46,748 Building $307,243	$1,062,398 (+8.57%) Land $140,300 Building $922,098
2024		$326,049 (+21.39%) Land $43,058 Building $282,991	$978,538 (+21.44%) Land $129,226 Building $849,313
2022	$23,289.00 (+3.95%)	$268,588 (+6.96%) Land $35,470 Building $233,118	$805,764 (+6.96%) Land $106,410 Building $699,354
2021	$22,403.00	$251,111 Land $33,162 Building $217,949	$753,333 Land $99,486 Building $653,847

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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