212 Seneca St, Elgin, IL 60120 Property Records

Kane County property record for 212 Seneca St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,278 sqft · built 1885
Lot Size	0.124 acres (5,412 sqft)
Owner	Individual Name on Record
Last Sale	$49,000 (Aug 2013)
Tax Bill	$4,654 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-357-011`

Property Details

APN / Parcel Number

Primary APN	`06-12-357-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	5 Stories
Building Area	1,278 sqft Living Area
Gross Area	2,207 sqft
Basement Area	929 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Construction Type	Frame
Lot Area	5,412 sqft (0.124 acres)
Lot Dimensions	132 ft deep x 41 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	212 SENECA ST
City	ELGIN
State	IL
Zip	60120-3709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADDN SOUTH 1/2 EXCEPT WEST 7 RODS & NORTH 1/2 EAST 2 RODS LOT 1 BLOCK 22
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	2
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2021
Census Tract	851302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	212 SENECA ST, ELGIN, IL 60120-3709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2013 · Amount on Record
Deed Sale	Aug 15, 2013 · Amount on Record
Prior Sale	May 7, 2013 · Amount on Record
Deed Document Number	201360171
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	212 SENECA ST, ELGIN, IL 60120-3709
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044442
Date	Jun 10, 2021
Instrument	2021K044442

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	266 Months
Due	Aug 1, 2043

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,654.00 (+15.77%) Homeowner's exemption	$69,014 (+8.57%) Land $12,515 Building $56,499	$207,125 (+8.57%) Land $37,560 Building $169,565
2024		$63,566 (+21.39%) Land $11,527 Building $52,039	$190,774 (+21.44%) Land $34,595 Building $156,179
2022	$4,020.00 (+4.91%) Homeowner's exemption	$52,364 (+6.96%) Land $9,496 Building $42,868	$157,092 (+6.96%) Land $28,488 Building $128,604
2021	$3,832.00 Homeowner's exemption	$48,957 Land $8,878 Building $40,079	$146,871 Land $26,634 Building $120,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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