264 Seneca St, Elgin, IL 60120 Property Records

Kane County property record for 264 Seneca St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,190 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2017)
Tax Bill	$5,113 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-12-358-006`

Property Details

APN / Parcel Number

Primary APN	`06-12-358-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,190 sqft Living Area
Gross Area	2,015 sqft
Basement Area	825 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	264 SENECA ST
City	ELGIN
State	IL
Zip	60120-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADDN EAST 2 RODS OF LOT 1 & WEST 2 RODS LOT 4 BLOCK 23
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	23
Legal Lot Number	1,4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2025
Census Tract	851302

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	261 SENECA ST, ELGIN, IL 60120-3734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2017	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC
Apr 19, 2017	Warranty Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Prior Sale	Apr 19, 2017 · Amount on Record
Deed Document Number	201739397
Record Updated	Sep 20, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 31, 2017
Property Address	264 SENECA ST, ELGIN, IL 60120-3735
Document Number	0000039397
Instrument Date	Jul 28, 2017
Instrument	2017K039397
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ACQUEST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1459 GENTRY RD, 1459, HOFFMAN ESTATES, IL 60169-3532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 SENECA ST, ELGIN, IL 60120-3735

Mortgage

Document Number	0000039398
Date	Jul 31, 2017
Instrument	2017K039398

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate	4.25%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 19, 2017
Property Address	264 SENECA ST, ELGIN, IL 60120-3735
Document Number	0000019700
Instrument Date	Apr 7, 2017
Instrument	19700
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$142.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1459 GENTRY RD HOFFMAN ESTATES IL 601693532, HOFFMAN ESTATES, IL 60169-3532

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,113.00 (+15.78%) Homeowner's exemption
2024		$69,108 (+21.39%) Land $16,089 Building $53,019	$207,407 (+21.44%) Land $48,286 Building $159,121
2022	$4,416.00 (+4.82%) Homeowner's exemption	$56,929 (+6.96%) Land $13,253 Building $43,676	$170,787 (+6.96%) Land $39,759 Building $131,028
2021	$4,213.00 Homeowner's exemption	$53,225 Land $12,391 Building $40,834	$159,675 Land $37,173 Building $122,502

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Opiquad, T-Mobile USA, Verizon.

Nearby Properties on Seneca St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures