Kane County property record for 217 S 3rd St, Geneva, IL 60134
| Property Type | Commercial |
|---|---|
| Details | 5,672 sqft · built 1900 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Company Name on Record |
| Last Sale | $648,000 (Sep 2017) |
| Tax Bill | $19,530 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Sep 2017 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-456-005 |
| Primary APN | 12-03-456-005 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,672 sqft Gross Area |
| Basement Area | 1,996 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 6,750 sqft (0.155 acres) |
| Cooling System | Central |
|---|
| Street Address | 217 S 3RD ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-3215 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Subdivision | GENEVA |
| Legal Block | 2 |
| Legal Lot Number | 3,6,7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Geneva Historic District listed 1979 · 68 contributing resources · NRIS 79000845 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 18W140 BUTTERFIELD RD, 1670, OAKBROOK TERRACE, IL 60181-4848 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 29, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK |
| Sep 22, 2017 | Grant Deed, Transfer · Line of Credit ST CHARLES BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2017 · Amount on Record |
| Deed Sale | Sep 22, 2017 · Amount on Record |
| Prior Sale | Nov 24, 2008 · Amount on Record |
| Deed Document Number | 201749874 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 217 S 3RD ST, GENEVA, IL 60134-2723 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000048102 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 2022K048102 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MASON CITY, IA 50401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 22, 2017 |
| Property Address | 217 S 3RD ST, GENEVA, IL 60134-2723 |
| Document Number | 0000049874 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 49874 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $972.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 128 S COUNTY FARM RD WHEATON IL 601872400, WHEATON, IL 60187-2400 |
| Document Number | 49875 |
|---|---|
| Date | Sep 22, 2017 |
| Instrument | 49875 |
| Name | ST CHARLES BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,530.00 (+13.55%) | $254,233 (+8.5%) Land $72,307 Building $181,926 | $763,004 (+8.5%) Land $217,008 Building $545,996 |
| 2024 | $234,316 (+18.38%) Land $66,642 Building $167,674 | $703,229 (+18.43%) Land $200,006 Building $503,223 | |
| 2022 | $17,200.00 (+2.03%) | $197,932 (+3.86%) Land $56,294 Building $141,638 | $593,796 (+3.86%) Land $168,882 Building $424,914 |
| 2021 | $16,857.00 | $190,576 Land $54,202 Building $136,374 | $571,728 Land $162,606 Building $409,122 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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