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302 S 3rd St, Geneva, IL 60134 Property Records

Kane County property record for 302 S 3rd St, Geneva, IL 60134

Property Summary

Property TypeCommercial
Details3,264 sqft · built 1878
Lot Size0.169 acres (7,350 sqft)
OwnerCompany Name on Record
Tax Bill$12,724 (2025)
Deeds & MortgagesMay 2023 Re-recorded Document
Jan 2023 Sale
+ 6 more
Flood ZoneZone X (minimal risk)
APN12-03-460-007

Property Details

APN / Parcel Number

Primary APN12-03-460-007

Interior

Stories2 Stories
Building Area3,264 sqft Gross Area

Exterior

Year BuiltBuilt 1878
Effective Year BuiltEffective 1878
Lot Area7,350 sqft (0.169 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address302 S 3RD ST
CityGENEVA
StateIL
Zip60134-2770
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionGENEVA -ORIGINAL TOWN- NLY 75FT OF LOT 1 & NLY 75 FT OF LOT 2 (EX WLY 22 FT) IN BLK 75
Legal SubdivisionGENEVA
Legal Block75
Legal Lot Number1,2
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2046
Census Tract852608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Geneva Historic District
listed 1979 · 68 contributing resources · NRIS 79000845

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address407 S 5TH ST, SAINT CHARLES, IL 60174-2746
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Re-recorded Document
ATTORNEY ONLY, ATTORNEY
Jan 30, 2023Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 30, 2023Intrafamily Transfer, Transfer
ATTORNEY
Jun 1, 2020Loan Modification, Mortgage
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Mar 29, 2019Loan Modification, Mortgage
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Mar 16, 2018Loan Modification, Mortgage
STATE BK/GENEVA
Mar 16, 2018Loan Modification, Mortgage
STATE BK/GENEVA
Nov 3, 2017Deed of Trust, Mortgage · Line of Credit
STATE BK/GENEVA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 26, 2023
Transfer Doc0000014970
Record UpdatedSep 20, 2026

May 2023: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionKANE IL
Recording DateMay 10, 2023
Property Address302 S 3RD ST, GENEVA, IL 60134-2770
Document Number0000014970
Instrument DateMay 10, 2023
Instrument2023K014970
Record UpdatedMay 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name
Address407 S 5TH ST, ST CHARLES, IL 60174-2746

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 S 5TH ST, ST CHARLES, IL 60174-2746

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateJan 30, 2023
Property Address302 S 3RD ST, GENEVA, IL 60134-2770
Document Number0000003012
Instrument DateJan 26, 2023
Instrument2023K003012
Transaction TypeTransfer
Record UpdatedFeb 6, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address407 S 5TH ST, ST CHARLES, IL 60174-2746

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 S 5TH ST, ST CHARLES, IL 60174-2746

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJan 30, 2023
Property Address302 S 3RD ST, GENEVA, IL 60134-2770
Document Number0000003006
Instrument DateJan 26, 2023
Instrument2023K003006
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address407 S 5TH ST, SAINT CHARLES, IL 60174-2746

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address302 S 3RD ST, GENEVA, IL 60134-2770
Document Number0000036023
Instrument DateJun 1, 2020
Transaction TypeMortgage
Record UpdatedAug 10, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 S 5TH ST ST CHARLES IL 601742746, ST CHARLES, IL 60174-2746

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address302 S 3RD ST, GENEVA, IL 60134-2770
Document Number0000012316
Instrument DateMar 29, 2019
Transaction TypeMortgage
Record UpdatedApr 8, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 S 5TH ST ST CHARLES IL 601742746, ST CHARLES, IL 60174-2746

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address302 S 3RD ST, GENEVA, IL 60134-2770
Document Number0000014129
Instrument DateMar 16, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000014129
DateMar 28, 2018
Instrument14129
Lender
NameSTATE BK/GENEVA
TypeBank
AddressGENEVA, IL 60134
Agreement
AmountAmount Recorded

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address302 S 3RD ST, GENEVA, IL 60134-2770
Document Number0000014128
Instrument DateMar 16, 2018
Transaction TypeMortgage
Record UpdatedApr 11, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address302 S 3RD ST GENEVA IL 601342770, GENEVA, IL 60134-2770

Mortgage

Document Number0000014128
DateMar 28, 2018
Instrument14128
Lender
NameSTATE BK/GENEVA
TypeBank
AddressGENEVA, IL 60134
Agreement
AmountAmount Recorded

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address302 S 3RD ST, GENEVA, IL 60134-2770
Document Number0000063104
Instrument DateNov 3, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 S 3RD ST GENEVA IL 601342770, GENEVA, IL 60134-2770

Mortgage

Document Number0000063104
DateDec 4, 2017
Instrument63104
Lender
NameSTATE BK/GENEVA
TypeBank
AddressGENEVA, IL 60134
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueDec 3, 2019
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,724.00 (-11.6%)$165,640 (-) Land $78,733 Building $86,907$497,119 (-) Land $236,294 Building $260,825
2024$165,640 (-) Land $72,565 Building $93,075$497,119 (+0.04%) Land $217,782 Building $279,337
2022$14,394.00 (-1.75%)$165,640 (-) Land $61,297 Building $104,343$496,920 (-) Land $183,891 Building $313,029
2021$14,651.00$165,640 Land $59,019 Building $106,621$496,920 Land $177,057 Building $319,863

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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