217 N Commerce St, Aurora, IL 60504 Property Records

DuPage County property record for 217 N Commerce St, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,132 sqft · built 2013
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,000 (Feb 2022)
Tax Bill	$8,784 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-20-423-042`

Property Details

APN / Parcel Number

Primary APN	`07-20-423-042`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,132 sqft Living Area
1st Floor Area	864 sqft
2nd Floor Area	884 sqft
Basement Area	384 sqft
Finished Basement	384 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	1,307 sqft (0.03 acres)

Location & Zoning

Street Address	217 N COMMERCE ST
City	AURORA
State	IL
Zip	60504-6883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YORKSHIRE SQUARE UNIT 3 SUB W 24 FT E 66.80 FT
Legal Subdivision	YORKSHIRE SQUARE
Legal Lot Number	55
Legal Unit	3
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	3
Census Block	3022
Census Tract	846509

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 N COMMERCE ST, AURORA, IL 60504-6883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 11, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMELAND MORTGAGE CO
Sep 10, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jul 27, 2017	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	Sep 10, 2019 · Amount on Record
Deed Document Number	202215735
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	217 N COMMERCE ST, AURORA, IL 60504-6883
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035793
Date	Mar 5, 2021
Instrument	R2021-035793

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 1, 2036

Interest

Rate	2%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 11, 2022
Property Address	217 N COMMERCE ST, AURORA, IL 60504-6883
Document Number	0000015735
Map Reference	DOC R2013-054392
Instrument Date	Nov 15, 2021
Instrument	R2022-015735
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	217 N COMMERCE ST, AURORA, IL 60504-6883

Mortgage

Document Number	0000015736
Date	Feb 11, 2022
Instrument	R2022-015736

Lender

Name	HOMELAND MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 10, 2019
Property Address	217 N COMMERCE ST, AURORA, IL 60504-6883
Document Number	0000079660
Map Reference	DOC R2013-054392
Instrument Date	Aug 12, 2019
Instrument	R2019-079660
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ALTIMA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	217 N COMMERCE ST, AURORA, IL 60504-6883

Mortgage

Document Number	0000079661
Date	Sep 10, 2019
Instrument	R2019-079661

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

Interest

Rate Type	Fixed Rate
Rate	3.62%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 27, 2017
Property Address	217 N COMMERCE ST, AURORA, IL 60504-6883
Document Number	0000076009
Instrument Date	Jun 30, 2017
Instrument	76009
Transaction Type	Transfer
Record Updated	Aug 17, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$436.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 N COMMERCE ST AURORA IL 605046883, AURORA, IL 60504-6883

Mortgage

Document Number	76010
Date	Jul 27, 2017
Instrument	76010

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,784.00 (+19.32%)	$128,582 (+37.08%) Land $25,253 Building $103,329	$385,746 (+37.08%) Land $75,759 Building $309,987
2022	$7,362.00 Homeowner's exemption	$93,800 Land $18,260 Building $75,540	$281,400 Land $54,780 Building $226,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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