213 N Commerce St, Aurora, IL 60504 Property Records

DuPage County property record for 213 N Commerce St, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,132 sqft · built 2013
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on Record
Tax Bill	$9,029 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-20-423-039`

Property Details

APN / Parcel Number

Primary APN	`07-20-423-039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,132 sqft Living Area
1st Floor Area	864 sqft
2nd Floor Area	884 sqft
Basement Area	384 sqft
Finished Basement	384 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	213 N COMMERCE ST
City	AURORA
State	IL
Zip	60504-6883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YORKSHIRE SQUARE UNIT 3 SUB E 42.90 FT
Legal Subdivision	YORKSHIRE SQUARE
Legal Lot Number	56
Legal Unit	3
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	3
Census Block	3022
Census Tract	846509

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	213 N COMMERCE ST, AURORA, IL 60504-6883
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Nov 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2015
Deed Sale	Jun 22, 2015
Prior Sale	Oct 3, 2013 · Amount on Record
Deed Document Number	201566688
Prior Transfer Date	Apr 16, 2015
Prior Transfer Doc	0000066688
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	Jun 1, 2026
Property Address	213 N COMMERCE ST, AURORA, IL 60504-6883
Document Number	0000035822
Instrument Date	May 22, 2026
Instrument	202635822
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	213 N COMMERCE ST, AURORA, IL 60504-6883

Mortgage

Document Number	0000035822,
Date	Jun 1, 2026
Instrument	202635822

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2056

Interest

Rate	6.99%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	213 N COMMERCE ST, AURORA, IL 60504-6883
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000169639
Date	Nov 22, 2021
Instrument	R2021-169639

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,029.00 (+5.74%)	$131,951 (+9.67%) Land $28,622 Building $103,329	$395,853 (+9.67%) Land $85,866 Building $309,987
2024	$8,539.00 (+12.83%)	$120,316 (+25%) Land $26,098 Building $94,218	$360,948 (+25%) Land $78,294 Building $282,654
2022	$7,568.00 Homeowner's exemption	$96,250 Land $20,710 Building $75,540	$288,750 Land $62,130 Building $226,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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