214 N Commerce St, Aurora, IL 60504 Property Records

DuPage County property record for 214 N Commerce St, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,132 sqft · built 2013
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Trust Names on File
Last Sale	$6,673 (Jan 2026)
Tax Bill	$9,029 (2025)
Deeds & Mortgages	Jan 2026 Transfer Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-20-421-046`

Property Details

APN / Parcel Number

Primary APN	`07-20-421-046`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,132 sqft Living Area
1st Floor Area	864 sqft
2nd Floor Area	884 sqft
Basement Area	384 sqft
Finished Basement	384 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Street Address	214 N COMMERCE ST
City	AURORA
State	IL
Zip	60504-6800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YORKSHIRE SQUARE UNIT 3 SUB /EX E 77.25 FT/
Legal Subdivision	YORKSHIRE SQUARE
Legal Lot Number	53
Legal Unit	3
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	3
Census Block	3011
Census Tract	846509

Owner

214 N Commerce St is owner-occupied and held in a trust since January 2026.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	214 N COMMERCE ST, AURORA, IL 60504-6800
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 9, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on File
Deed Sale	Jan 9, 2026 · Amount on File
Prior Sale	Aug 9, 2021 · Amount on File
Deed Document Number	20261958
Prior Transfer Date	Oct 31, 2025
Prior Transfer Doc	0000001958
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Jan 9, 2026
Property Address	214 N COMMERCE ST, AURORA, IL 60504-6800
Document Number	0000001958
Map Reference	DOC R2013-054392
Instrument Date	Oct 31, 2025
Instrument	R2026-001958
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 N COMMERCE ST, AURORA, IL 60504-6800

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 9, 2021
Property Address	214 N COMMERCE ST, AURORA, IL 60504-6800
Document Number	0000119929
Map Reference	DOC R2013-054392
Instrument Date	Jul 30, 2021
Instrument	R2021-119929
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 N COMMERCE ST, 214, AURORA, IL 60504-6800

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	214 N COMMERCE ST, AURORA, IL 60504-6800

Mortgage

Document Number	0000119930
Date	Aug 9, 2021
Instrument	R2021-119930

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 214 N Commerce St was $9,029, up 5.7% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,029.00 (+5.74%)	$131,951 (+9.67%) Land $28,622 Building $103,329	$395,853 (+9.67%) Land $85,866 Building $309,987
2024	$8,539.00 Homeowner's exemption	$120,316 Land $26,098 Building $94,218	$360,948 Land $78,294 Building $282,654
2022	$7,568.00 Homeowner's exemption	$96,250 Land $20,710 Building $75,540	$288,750 Land $62,130 Building $226,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 N Commerce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 N Commerce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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