215 N Commerce St, Aurora, IL 60504 Property Records

DuPage County property record for 215 N Commerce St, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,132 sqft · built 2013
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on Record
Last Sale	$296,000 (Jul 2018)
Tax Bill	$9,029 (2025)
Deeds & Mortgages	May 2024 Transfer Dec 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`07-20-423-043`

Property Details

APN / Parcel Number

Primary APN	`07-20-423-043`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,132 sqft Living Area
1st Floor Area	864 sqft
2nd Floor Area	884 sqft
Basement Area	384 sqft
Finished Basement	384 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	215 N COMMERCE ST
City	AURORA
State	IL
Zip	60504-6883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YORKSHIRE SQUARE UNIT 3 SUB E 42.80 FT
Legal Subdivision	YORKSHIRE SQUARE
Legal Lot Number	55
Legal Unit	3
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	3
Census Block	3022
Census Tract	846509

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	215 N COMMERCE ST, AURORA, IL 60504-6883
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jul 12, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Jul 11, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jul 11, 2018	Warranty Deed, Transfer BURNET TITLE-POST CLOSING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Prior Sale	Jul 11, 2018 · Amount on Record
Deed Document Number	201863693
Last Transfer Date	Apr 19, 2024
Transfer Doc	0000024358
Record Updated	Sep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	May 3, 2024
Property Address	215 N COMMERCE ST, AURORA, IL 60504-6883
Document Number	0000024358
Map Reference	DOC R2013-054392
Instrument Date	Apr 19, 2024
Instrument	R2024-024358
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 N COMMERCE ST, AURORA, IL 60504-6883

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	215 N COMMERCE ST, AURORA, IL 60504-6883

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	215 N COMMERCE ST, AURORA, IL 60504-6883
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	TEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000153141
Date	Dec 14, 2020
Instrument	R2020-153141

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	235 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.12%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	215 N COMMERCE ST, AURORA, IL 60504-6883
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083762
Date	May 28, 2021
Instrument	R2021-083762

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	236 Months
Due	Jan 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.62%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	215 N COMMERCE ST, AURORA, IL 60504-6883
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000170012
Date	Nov 23, 2021
Instrument	R2021-170012

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	215 N COMMERCE ST, AURORA, IL 60504-6883
Document Number	0000112005
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	TEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	215 N COMMERCE ST AURORA IL 605046883, AURORA, IL 60504-6883

Mortgage

Document Number	0000112005
Date	Dec 3, 2019
Instrument	112005

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 2, 2039

Interest

Rate Type	Fixed Rate
Rate	3.37%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	215 N COMMERCE ST, AURORA, IL 60504-6883
Document Number	0000062169
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	TEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	215 N COMMERCE ST AURORA IL 605046883, AURORA, IL 60504-6883

Mortgage

Document Number	0000062169
Date	Jul 25, 2019
Instrument	62169

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 11, 2018
Property Address	215 N COMMERCE ST, AURORA, IL 60504-6883
Document Number	0000063693
Instrument Date	Jun 19, 2018
Instrument	63693
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	BURNET TITLE-POST CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	215 N COMMERCE ST AURORA IL 605046883, AURORA, IL 60504-6883

Mortgage

Document Number	63694
Date	Jul 11, 2018
Instrument	63694

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 11, 2018
Property Address	215 N COMMERCE ST, AURORA, IL 60504-6883
Document Number	0000063692
Instrument Date	Jun 18, 2018
Instrument	63692
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	BURNET TITLE-POST CLOSING

Transaction

Amount	Amount Recorded
Tax	$444.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,029.00 (+19.3%)	$131,951 (+37.09%) Land $28,622 Building $103,329	$395,853 (+37.09%) Land $85,866 Building $309,987
2022	$7,568.00 Homeowner's exemption	$96,250 Land $20,710 Building $75,540	$288,750 Land $62,130 Building $226,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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