206 Locust Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 206 Locust Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,792 sqft · built 1992
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (Jul 2012)
Tax Bill	$5,129 (2025)
Deeds & Mortgages	Dec 2025 Construction Loan Dec 2025 Construction Loan + 2 more
APN	`09-08-0-205-102`

Property Details

APN / Parcel Number

Primary APN	`09-08-0-205-102`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,792 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	206 LOCUST DR
City	O FALLON
State	IL
Zip	62269-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHRIDGE ESTATES 1ST ADD LOT/SEC-30 IN A02322436
Legal Subdivision	SOUTHRIDGE ESTATES
Legal Block	205
Jurisdiction	ST CLAIR IL
Township / Civil Division	SHILOH VALLEY
Census Block Group	2
Census Block	2059
Census Tract	503907

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 LOCUST DR, O FALLON, IL 62269-3215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Construction Mortgage FCB BANKS
Dec 1, 2025	Deed of Trust, Mortgage · Construction Mortgage PCB BANKS
Aug 2, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 18, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2012 · Amount on Record
Deed Sale	Jul 16, 2012 · Amount on Record
Prior Sale	Aug 1, 2006 · Amount on Record
Deed Document Number	20122322436
Prior Transfer Date	Jun 22, 2002
Prior Transfer Doc	4154/0759
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	206 LOCUST DR, O FALLON, IL 62269-3215
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2921 MARYVILLE RD, MARYVILLE, IL 62062-5400
Investor	Possibly a Property Investor

Mortgage

Document Number	0A02869028
Date	Dec 15, 2025
Instrument	A02869028

Lender

Name	FCB BANKS
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	206 LOCUST DR, O FALLON, IL 62269-3215
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2921 MARYVILLE RD, MARYVILLE, IL 62062-5400
Investor	Possibly a Property Investor

Mortgage

Document Number	0A02867605
Date	Dec 1, 2025
Instrument	A02867605

Lender

Name	PCB BANKS
Address	COLLINSVILLE, IL 62234

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	206 LOCUST DR, O FALLON, IL 62269-3215
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02788064
Date	Aug 2, 2023
Instrument	A02788064

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	CORSICANA, TX 75109

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	206 LOCUST DR, O FALLON, IL 62269-3215
Document Number	00A2565584
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 LOCUST DR O FALLON IL 622693215, O FALLON, IL 62269-3215

Mortgage

Document Number	00A2565584
Date	Jan 25, 2018
Instrument	2565584

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Shiloh Valley Township
Municipality	Shiloh Village
Secondary School District	O'Fallon Township High School District 203 (09 - 12)
Elementary School District	Shiloh Village School District 85 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,129.00	$75,433 (+27.46%) Land $11,424 Building $64,009	$226,299 (+27.46%) Land $34,272 Building $192,027
2022		$59,184 Land $9,498 Building $49,686	$177,552 Land $28,494 Building $149,058

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Locust Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures