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217 Grand Key Loop E, Destin, FL 32541 Property Records

Okaloosa County property record for 217 Grand Key Loop E, Destin, FL 32541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2006
Square Footage2,600 sqft Heated Area
Lot Size1,170 sqft (0.026 acres)
Last Sale$370,500 (2010)
Tax Bill$10,672.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-598-9081-4
Alternative APN
  • 00-2S-22-1125-0000-0510

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area2,600 sqft Heated Area
Gross Area3,050 sqft Gross Area
1st Floor975 sqft 1st Floor
Upper Floors1,625 sqft Upper Floors
Stories3 Stories
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2006
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMasonite/ Cement Shake Roof
Lot Area1,170 sqft (0.026 acres)
PorchOpen Porch
Porch Area450 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address217 GRAND KEY LOOP E
CityDESTIN
StateFL
Zip32541-3525
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVILLAGES OF CRYSTAL BEACH LOT 51
Legal Range22
Legal Township02S
Legal SubdivisionVILLAGES OF CRYSTAL BEACH
Legal Lot Number51
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup1
Census Block1005
Census Tract23308

Owner

Source: Okaloosa County records · APN C56-000-598-9081-4

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1031 REDNA TER, CINCINNATI, OH 45215-1114
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2023Deed of Trust, Mortgage · Line of Credit
UNION SAVINGS BANK
Sep 16, 2022Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Sep 16, 2022Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Aug 21, 2018Loan Modification, Mortgage · Line of Credit
CINCINNATI FED'L
Aug 21, 2018Loan Modification, Mortgage
CINCINNATI FED'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 10, 2010 · Amount on Record
Deed SaleAug 10, 2010 · Amount on Record
Prior SaleSep 16, 2022
Deed Doc Number0029472270
Deed Book / Page2947 / 2270
Record RefreshedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address217 GRAND KEY LOOP E, DESTIN, FL 32541-3525
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036591855
DateJan 24, 2023
Book Page3659/1855
Instrument3602359
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 23, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateSep 16, 2022
Property Address217 GRAND KEY LOOP E, DESTIN, FL 32541-3525
Document Number0036431041
Book / Page3643 / 1041
Map ReferenceMB 22 PG 75-78
Instrument DateSep 15, 2022
Instrument3579203
Transaction TypeTransfer
Record UpdatedOct 12, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1031 REDNA TER, 1031, CINCINNATI, OH 45215-1114

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 REDNA TER, CINCINNATI, OH 45215-1114

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateSep 16, 2022
Property Address217 GRAND KEY LOOP E, DESTIN, FL 32541-3525
Document Number0036431039
Book / Page3643 / 1039
Map ReferenceMB 22 PG 75-78
Instrument DateSep 15, 2022
Instrument3579202
Transaction TypeTransfer
Record UpdatedOct 12, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1031 REDNA TER, 1031, CINCINNATI, OH 45215-1114

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 REDNA TER, CINCINNATI, OH 45215-1114

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKALOOSA FL
Property Address217 GRAND KEY LOOP E, DESTIN, FL 32541-3525
Document Number0033644497
Instrument DateAug 21, 2018
Transaction TypeMortgage
Record UpdatedSep 12, 2018

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 GRAND KEY LOOP E DESTIN FL 325413525, DESTIN, FL 32541-3525

Mortgage

Document Number0033644497
DateAug 24, 2018
Book Page003364/004497
Instrument3228448
Lender
NameCINCINNATI FED'L
AddressCINCINNATI, OH 45247
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueAug 23, 2020
Interest
Rate TypeAdjustable Rate

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKALOOSA FL
Property Address217 GRAND KEY LOOP E, DESTIN, FL 32541-3525
Document Number0034915005
Instrument DateAug 21, 2018
Transaction TypeMortgage
Record UpdatedOct 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
Address217-221 GRAND KEY LOOP E DESTIN FL 325413525, DESTIN, FL 32541-3525

Mortgage

Document Number0034915005
DateSep 14, 2020
Book Page003491/005005
Instrument3391038
Lender
NameCINCINNATI FED'L
AddressCINCINNATI, OH 45247
Agreement
Term60 Months
DueSep 13, 2025

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,672.00 (-8.22%)$901,115 (-7.43%) Land $308,588 Building $592,527$901,115 (-7.43%) Land $308,588 Building $592,527
2023$11,628.00 (+42.99%)$973,441 (+21.45%) Land $280,000 Building $693,441$973,441 (+21.45%) Land $280,000 Building $693,441
2022$8,132.00$801,517 Land $225,000 Building $576,517$801,517 Land $225,000 Building $576,517

Flood & Wildfire

217 Grand Key Loop E is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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