209 Grand Key Loop E, Destin, FL 32541 Property Records

Okaloosa County property record for 209 Grand Key Loop E, Destin, FL 32541 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2007
Square Footage2,769 sqft Living Area
Lot Size1,170 sqft (0.027 acres)
Last Sale$840,000 (2021)
Tax Bill$12,138.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-598-9078-0
Alternative APNs
  • 00-2S-22-1125-0000-0480
  • 22S200112500000480

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area2,769 sqft Living Area
Gross Area3,375 sqft Gross Area
1st Floor1,017 sqft 1st Floor
Upper Floors1,802 sqft Upper Floors
Stories3 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialWood Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area1,170 sqft (0.027 acres)
Porch Area606 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address209 GRAND KEY LOOP E
CityDESTIN
StateFL
Zip32541-3525
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVILLAGES OF CRYSTAL BEACH LOT 48
Legal SubdivisionVILLAGES OF CRYSTAL BEACH
Legal Lot Number48
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup1
Census Block1012
Census Tract23308

Owner

Source: Okaloosa County records · APN C56-000-598-9078-0

Assessment roll updated December 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address21822 PEPPERBERRY TRL, SPRING, TX 77388-3531
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenants In Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 03, 2021 · Amount on Record
Deed SaleMay 03, 2021 · Amount on Record
Prior SaleSep 03, 2013 · Amount on Record
Deed Doc Number20213451861
Deed Book / Page3543 / 4730
Record RefreshedSep 20, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 03, 2021
Property Address209 GRAND KEY LOOP E, DESTIN, FL 32541-3525
Document Number0035434730
Book / Page3543 / 4730
Map ReferenceMB 22 PG 75-78
Instrument DateApr 30, 2021
Instrument3451861
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyMTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,880.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5261 NEWPORT BAY PSGE, 5261, ALPHARETTA, GA 30005-7523

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address21822 PEPPEBERRY TRAIL, SPRING, TX 77388-3531

Mortgage

Document Number35434732
DateMay 03, 2021
Instrument3543/4732
Lender
NameAMERICAN MOMENTUM BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

Mortgage

Document Number0035434752
DateMay 03, 2021
Book Page3543/4752
Instrument3451863
Lender
NameAMERICAN MOMENTUM BANK
TypeBank
AddressCOLLEGE STATION, TX 77845
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueMay 01, 2051
Interest
Rate TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Change FrequencyAnnually
Min Rate At Change9.25%
Max Rate At Change4.5%
Index12-Month MTA

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,138.00 (-0.49%)$1,024,933 (-8.7%) Land $308,588 Building $716,345$1,024,933 (-8.7%) Land $308,588 Building $716,345
2023$12,198.00 (+19.06%)$1,122,572 (+32.04%) Land $280,000 Building $842,572$1,122,572 (+32.04%) Land $280,000 Building $842,572
2022$10,245.00$850,192 Land $225,000 Building $625,192$850,192 Land $225,000 Building $625,192

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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