Okaloosa County property record for 223 Grand Key Loop E, Destin, FL 32541 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,600 sqft Living Area |
| Lot Size | 1,170 sqft (0.027 acres) |
| Last Sale | $555,000 (2018) |
| Tax Bill | $9,763.00 (2025) |
| Primary APN | C56-000-598-9084-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,600 sqft Living Area |
| Gross Area | 3,050 sqft Gross Area |
| 1st Floor | 975 sqft 1st Floor |
| Upper Floors | 1,625 sqft Upper Floors |
| Stories | 3 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 1,170 sqft (0.027 acres) |
| Porch Area | 450 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 223 GRAND KEY LOOP E |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3525 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VILLAGES OF CRYSTAL BEACH LOT 54 |
| Legal Subdivision | VILLAGES OF CRYSTAL BEACH |
| Legal Lot Number | 54 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | FORT WALTON BEACH |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 23308 |
Source: Okaloosa County records · APN C56-000-598-9084-8
Assessment roll updated December 31, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2220 N INDIAN HILLS TRL, BRANDON, SD 57005-1040 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST |
| Mar 20, 2018 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) FBT MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2018 · Amount on Record |
| Deed Sale | Mar 20, 2018 · Amount on Record |
| Prior Sale | Mar 03, 2015 · Amount on Record |
| Deed Doc Number | 20183195264 |
| Deed Book / Page | 3341 / 4919 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 223 GRAND KEY LOOP E, DESTIN, FL 32541-3525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034692054 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 3469/2054 |
| Instrument | 3366242 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 20, 2018 |
| Property Address | 223 GRAND KEY LOOP E, DESTIN, FL 32541-3525 |
| Document Number | 0033414919 |
| Book / Page | 3341 / 4919 |
| Map Reference | MB22 PG75-78 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 3195264 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | PRATT AYCOCK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7199 MEADOWLANDS AVE NW, 7199, NORTH CANTON, OH 44720-8816 |
| Name | Verified Name |
|---|---|
| Address | 1241 RUCKEL DR, NICEVILLE, FL 32578-1626 |
| Document Number | 0003195266 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | 3195266 |
| Name | FBT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Apr 01, 2021 |
| Change Frequency | 3 Years |
| Min Rate At Change | 2% |
| Margin | 2 |
| Max Rate | 11.7% |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,763.00 (+3.8%) | $905,521 (-7.47%) Land $308,588 Building $596,933 | $905,521 (-7.47%) Land $308,588 Building $596,933 |
| 2023 | $9,406.00 (+15.06%) | $978,591 (+21.44%) Land $280,000 Building $698,591 | $978,591 (+21.44%) Land $280,000 Building $698,591 |
| 2022 | $8,175.00 | $805,797 Land $225,000 Building $580,797 | $805,797 Land $225,000 Building $580,797 |
223 Grand Key Loop E is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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