Okaloosa County property record for 205 Grand Key Loop E, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,266 sqft · built 2015 |
| Lot Size | 0.026 acres (1,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $725,000 (Jan 2021) |
| Tax Bill | $12,618 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-9076-4 |
| Primary APN | C56-000-598-9076-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 3,266 sqft Heated Area |
| Gross Area | 3,650 sqft |
| 1st Floor Area | 1,065 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Masonite/Cement Shake |
| Lot Area | 1,150 sqft (0.026 acres) |
| Porch | Open Porch |
| Porch Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 205 GRAND KEY LOOP E |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGES OF CRYSTAL BEACH LOT 46 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | VILLAGES OF CRYSTAL BEACH |
| Legal Lot Number | 46 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 23308 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 16105 CAPRI DR, JERSEY VILLAGE, TX 77040-1206 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2021 · Amount on Record |
| Deed Sale | Jan 27, 2021 · Amount on Record |
| Prior Sale | Dec 15, 2015 · Amount on Record |
| Deed Document Number | 3425020 |
| Deed Book / Page | 3521 / 765 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 27, 2021 |
| Property Address | 205 GRAND KEY LOOP E, DESTIN, FL 32541-3525 |
| Document Number | 0035210765 |
| Book / Page | 3521 / 765 |
| Map Reference | MB 22 PG 75-78 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 3425020 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,075.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2784 ASPEN RD, 2784, ANN ARBOR, MI 48108-9780 |
| Name | Verified Name |
|---|---|
| Address | 3817 FLAWKEYE FALLS AVE, NORTH LAS VEGAS, NV 89085 |
| Document Number | 0003521768 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 3521/768 |
| Name | CITY FIRST MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,618.00 (-4.53%) | $1,065,396 (-8.57%) Land $308,588 Building $756,808 | $1,065,396 (-8.57%) Land $308,588 Building $756,808 |
| 2023 | $13,217.00 (+14.18%) | $1,165,197 (+21.3%) Land $280,000 Building $885,197 | $1,165,197 (+21.3%) Land $280,000 Building $885,197 |
| 2022 | $11,576.00 | $960,623 Land $225,000 Building $735,623 | $960,623 Land $225,000 Building $735,623 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 95 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured incl. 156 condo units |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005 · Hurricane Dennis |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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