Monroe County and Penfield Town property record for 2147 Prospect St, Penfield, NY 14526 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1870 |
| Square Footage | 1,080 sqft Living Area |
| Lot Size | 84,942 sqft (1.95 acres) |
| Garage | Detached, 756 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,730.00 (2025) |
| Primary APN | 264200 139.10-2-53 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,080 sqft Living Area |
| 1st Floor | 540 sqft 1st Floor |
| 2nd Floor | 540 sqft 2nd Floor |
| Game Room | Game Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 84,942 sqft (1.95 acres) |
| Lot Width | 364 ft Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 756 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 224 sqft Shed |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 00680000000 |
|---|---|
| Street Address | 2147 PROSPECT ST |
| City | PENFIELD |
| State | NY |
| Zip | 14526-2225 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0038-13-04 |
| Legal Subdivision | PHELPS AND GORHAM PURCHASE |
| Legal Block | 2 |
| Legal Lot Number | 53.000 |
| Jurisdiction | MONROE NY |
| Minor Civil Division | PENFIELD |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 11601 |
Source: Monroe County and Penfield Town records · APN 264200 139.10-2-53
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2147 PROSPECT ST, PENFIELD, NY 14526-2225 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage XCEED FIN'L CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 2147 PROSPECT ST, PENFIELD, NY 14526-2225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 2147 PROSPECT ST, PENFIELD, NY 14526-2225 |
| Document Number | 0000001220 |
|---|---|
| Date | Dec 23, 2021 |
| Book Page | 29664/175 |
| Instrument | 202112231220 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 2147 PROSPECT ST, PENFIELD, NY 14526-2225 |
| Document Number | 0000000605 |
| Book / Page | 027408 / 000106 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2147 PROSPECT ST PENFIELD NY 145262225, PENFIELD, NY 14526-2225 |
| Document Number | 0000000605 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 027408/000106 |
| Instrument | 605 |
| Name | XCEED FIN'L CU |
|---|---|
| Type | Credit Union |
| Address | EL SEGUNDO, CA 90245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2047 |
Source: Monroe County and Penfield Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Penfield Town |
| Unified School District | Penfield Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,730.00 (-5.71%) | $170,700 (-) Land $71,100 Building $99,600 | $227,600 (+25.33%) Land $94,800 Building $132,800 |
| 2023 | $170,700 (-) Land $71,100 Building $99,600 | $181,600 (+6.39%) Land $75,640 Building $105,960 | |
| 2022 | $170,700 Land $71,100 Building $99,600 | $170,700 Land $71,100 Building $99,600 | |
| 2021 | $3,956.00 |
Source: FEMA National Flood Hazard Layer, Monroe County (36055C), updated May 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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